Business Expert DBM (m/f/d)

Commerzbank AG; Łódź; Hybrid; PLN 90,000 - 140,000; Full time

Benefits offered by this job

Development plans

Life insurance

Flexible hours

Integration events

Much more

Job summary

Commerzbank is seeking a Business Expert to join the Daily Banking Middletier in Łódź, bridging business and IT to evolve online and mobile banking. You will translate needs into actionable stories and collaborate with Product Owners, software engineers, DevOps and testers across Germany, Poland, and the Czech Republic.

You will analyze requirements, data flows, and APIs, driving improvements while ensuring security and regulatory compliance in a hybrid work setting at Łódź.

Qualifications

• Degree in Economics, Business Informatics, Computer Science or comparable qualification.
• Strong experience in Technical Business Analysis and Requirements Engineering.
• Knowledge of REST APIs, system integrations and JSON.
• Understanding of SQL and relational databases for analysis and data validation.
• Experience with Agile methodologies, user stories and backlog management.
• Strong stakeholder management and communication skills.
• Ability to translate complex requirements between business and IT.
• Very good English; German is an advantage.

Responsibilities

• Analyzing and evaluating business requirements from functional and technical perspectives.
• Analyzing REST APIs, system integrations and data flows for needs and options.
• Collaborating with Product Owners and engineers to improve digital banking solutions.
• Translating business requirements into user stories, criteria and specs.
• Coordinating clarification and discussions across multiple teams in Daily Banking.
• Driving process improvements, standards and solution quality with regulatory compliance.
• Supporting backlog management, sprint planning, and workshops.

Skills

Technical Business Analysis

Requirements Engineering

Agile methodologies

Stakeholder management

Communication skills

Education

Economics

Business Informatics

Computer Science

Tools

REST APIs

JSON

SQL

Job description

Join our team as a Business Expert (DBM)!

Do you enjoy working at the intersection of business and technology? Are you passionate about shaping digital banking solutions used by millions of customers every day? If so, join our Daily Banking Middletier team and help us drive the evolution of Commerzbank's online and mobile banking services.

As a Business Expert, you will play a key role in translating business needs into innovative digital solutions, working closely with Product Owners, Software Engineers, DevOps Engineers, and Test Specialists across Germany, Poland, and the Czech Republic. Together, you will ensure that our Transaction Overview and Finance Overview services deliver a seamless, secure, and customer-centric banking experience.

Together with your team you will be doing

• Analyzing and evaluating business requirements from both functional and technical perspectives, identifying dependencies, risks, and impacts on existing systems and processes
• Analyzing REST APIs, system integrations, and data flows to assess business needs, evaluate solution options, and support incident investigations
• Collaborating with Product Owners, Software Engineers, and stakeholders to define and continuously improve digital banking solutions
• Translating business requirements into user stories, acceptance criteria, process flows, and technical specifications
• Coordinating requirements clarification and solution discussions across multiple teams and systems within the Daily Banking landscape
• Driving continuous improvement of processes, documentation standards, and solution quality while ensuring compliance with regulatory and security requirements
• Supporting backlog management, sprint planning, workshops, and strategic initiatives related to daily banking services

Which technology & skills are important for us?

• A degree in Economics, Business Informatics, Computer Science, or a comparable qualification
• Strong experience in Technical Business Analysis and Requirements Engineering
• Knowledge of REST APIs, system integrations, and open data formats such as JSON
• Understanding of SQL and relational databases for requirements analysis, troubleshooting, and data validation
• Experience with Agile methodologies, user stories, acceptance criteria, and backlog management
• Strong stakeholder management, communication, and presentation skills
• Ability to work effectively between business and IT teams, translating complex requirements into practical solutions
• Very good communication skills in English; German is an advantage

How?

Hybrid on Ogrodowa 8 street Łódź

Below you can find more information about Commerzbank and cluster

Commerzbank is a leading international commercial bank with branches and offices in almost 50 countries. The world is changing, becoming digital, and so we are. We are leaving the traditional bank behind us and are choosing to move forward as a digital enterprise. This is exactly why we need talented people who will join us on this journey. We work in inter-locational and international teamwork in agile methodologies.

Description of the cluster:

The Daily Banking Middletier cluster shapes the digital banking experience for millions of retail and corporate customers. With around 20 specialized teams across four locations, we are responsible for the core backend and middletier services behind online and mobile banking, ensuring security, high availability, and regulatory compliance.

What makes us unique is the combination of reliable platform ownership and future-focused innovation. We are modernizing a complex application landscape, introducing AI-driven capabilities, establishing cross-channel standards, and enabling new digital services across the bank.

Joining our team means contributing to solutions that millions of customers rely on every day. You will work in an international environment where business expertise, technology, innovation, and customer focus come together to shape the future of digital banking.

What we offer?

• Development Plans for employees
• Life insurance
• flexible working hours
• integration events
• much more