Relationship Manager / Relationship Officer – CFC

Khanewal; Karachi Division; On-site; PKR 670,000 - 1,116,000; Full time

Job summary

Bank of Punjab invites applications for a Relationship Manager / Relationship Officer (CFC). The role requires a minimum of 2 years in consumer retail lending and a Bachelor’s degree, with age up to 55 years.

You will conduct market visits to grow new and existing customer relationships and coordinate with CIU for timely approvals and disbursements. You will understand customer needs and craft financing solutions while ensuring SBP regulations and housing finance policy compliance.

Qualifications

• Minimum 2 years banking experience in consumer retail lending.
• Experience in housing finance preferred.
• Knowledge of SBP regulations and consumer finance compliance.

Responsibilities

• Achieve monthly and annual sales targets.
• Develop new and existing customer relationships through market visits.
• Coordinate with the Credit Initiation Unit (CIU) for timely loan approvals and disbursements.
• Understand customer needs and develop suitable financing solutions.
• Build and maintain strong customer relationships and ensure policy compliance.

Skills

Excellent Communication

Negotiation

Customer Service

Market Research

Relationship Building

Education

Bachelor’s degree in Business Administration/ Finance/ Marketing

Job description

## Relationship Manager / Relationship Officer – CFCFull Job Details#### Job Description**Band:** 12 to Band-11 **No. of Positions:** 24 **Experience:** Minimum 2 years **Qualification:** Bachelor’s Degree **Age Limit:** Up to 55 years### Job Responsibilities* Achieve monthly and annual sales targets.* Conduct market visits to develop new and existing customer relationships.* Coordinate with the Credit Initiation Unit (CIU) for timely loan approvals and disbursements.* Understand customer needs and develop suitable financing solutions.* Build and maintain strong customer relationships.* Ensure compliance with House Financing Policy and SBP regulations.* Support team leaders and sales managers in preparing financing proposals.* Assist in loan recovery efforts for individually marketed cases.Hire Resume Writers### Eligibility Criteria* Minimum Bachelor’s degree from an HEC-recognized or foreign university in Business Administration, Finance, Marketing, or a related field.* Minimum 2 years of banking experience in consumer retail lending, preferably housing finance.* Strong communication, negotiation, and customer service skills.* Proactive and results-oriented mindset with good market knowledge.* Familiarity with SBP regulations and Consumer Finance compliance requirements.### How to ApplyInterested candidates meeting the eligibility criteria can apply online through the **BOP Careers Portal** before **08 October 2026**.