Relationship Manager – Non-Banking Financial Institution (NBFI)

Khanewal; Lahore; On-site; PKR 1,800,000 - 3,200,000; Full time

Job summary

Bank of Punjab seeks a Relationship Manager for its Non-Banking Financial Institution (NBFI) division in Lahore. The role requires a Master’s degree and at least 4 years of banking experience; CFA Level I preferred.

You will analyze credit proposals, ensure SBP compliance, maintain client relationships, onboard new NBFI clients, and coordinate with internal teams to support credit decisions and disburse facilities.

Qualifications

• Strong credit analysis, financial analysis and communication skills.
• Experience in banking risk assessment and client relationship management preferred.
• Familiarity with SBP regulations and AML/KYC standards helpful.

Responsibilities

• Analyze credit proposals, financial statements, repayment capacity, security adequacy, and industry position.
• Conduct detailed financial and credit analysis of prospective and existing clients.
• Ensure credit facilities comply with internal policies and SBP regulations.
• Maintain regular communication with existing clients and promote additional banking solutions.
• Identify and acquire new NBFI clients while retaining existing relationships.
• Prepare detailed credit notes, recommendations, and financial analysis.
• Assess external market and industry factors affecting the credit portfolio.
• Gather relevant information required for effective credit decisions.
• Support business units in making appropriate credit approval decisions.
• Process credit applications, renewals, repayments, risk assessments, NOCs, and related portfolio activities.
• Coordinate with internal stakeholders including Branch Banking, CAD, Risk Management, Legal, and other relevant departments.
• Monitor client relationships, sponsorships, and directors to ensure compliance with AML/KYC/CPF requirements and SBP regulations.
• Support the onboarding, operations, maintenance, and disbursement of client facilities.

Skills

credit analysis

relationship management

financial analysis

communication

Education

Master's degree

Job description

## Relationship Manager – Non-Banking Financial Institution (NBFI)Full Job Details#### Job Description* **Department:** FI & Correspondent Banking Division, Investment, International & Institutional Group* **Grade:** Band 9 – 8* **Number of Positions:** 01* **Experience Required:** Minimum 4 years of relevant banking experience* **Qualification:** Minimum Master’s degree or equivalent from an HEC-recognized local/foreign university* **Preferred:** Candidates who have passed CFA Level I or higher* **Age Limit:** Up to 55 years as of October 12, 2026Jobs### Job Responsibilities* Analyze credit proposals, financial statements, repayment capacity, security adequacy, and industry position.* Conduct detailed financial and credit analysis of prospective and existing clients.* Ensure credit facilities comply with internal policies and State Bank of Pakistan (SBP) regulations.* Maintain regular communication with existing clients and promote additional banking solutions.* Identify and acquire new Non-Banking Financial Institution (NBFI) clients while retaining existing relationships.* Prepare detailed credit notes, recommendations, and financial analysis.* Assess external market and industry factors affecting the credit portfolio.* Gather relevant information required for effective credit decisions.* Support business units in making appropriate credit approval decisions.* Process credit applications, renewals, repayments, risk assessments, NOCs, and related portfolio activities.* Coordinate with internal stakeholders including Branch Banking, CAD, Risk Management, Legal, and other relevant departments.* Monitor client relationships, sponsorships, and directors to ensure compliance with AML/KYC/CPF requirements and SBP regulations.* Support the onboarding, operations, maintenance, and disbursement of client facilities.### Eligibility Criteria* Master’s degree or equivalent from an HEC-recognized university.* Minimum **4 years of relevant banking experience**.* CFA Level I or higher will be preferred.* Maximum age: **55 years as of October 12, 2026**.* Strong credit analysis, relationship management, financial analysis, and communication skills.### Important Information* Only shortlisted candidates will be contacted for interviews.* No TA/DA will be provided for the interview.* The Bank of Punjab reserves the right to accept or reject applications without assigning any reason.* BOP is an equal opportunity employer.* Females, minorities, differently abled persons (DAPs), and transgender candidates are encouraged to apply.* The position offers market-based competitive remuneration.History### How to ApplyInterested candidates meeting the eligibility criteria can apply online through the **Bank of Punjab Careers Portal** before **October 12, 2026**.