Portfolio Growth Manager - Microfinance & Islamic Finance

Khanewal; Islamabad; On-site; PKR 1,800,000 - 2,400,000; Full time

Job summary

PMIC seeks a Manager – Portfolio Management to oversee its portfolio of borrower institutions, including NBMFIs and Microfinance Banks. You will drive the full credit lifecycle from appraisal to repayment, with a focus on portfolio quality and borrower growth.

Responsibilities include relationship management, field visits, credit proposals, financial modelling, covenant monitoring, and reporting to stakeholders. Some travel will be required.

Qualifications

• BBA/BSc or MBA in Finance and/or Accounting is required.
• CA/ACCA/CA qualified or part-qualified candidates preferred.
• 3–5 years of experience in credit analysis, portfolio management and relationship management.

Responsibilities

• Manage and strengthen relationships with assigned portfolio institutions.
• Coordinate meetings between borrowers, PMIC senior management and stakeholders.
• Conduct field visits to head offices and branches and prepare visit reports.
• Review funding requests and business plans submitted by borrowers.
• Assess borrowers under PMIC’s Institutional Rating System and prepare credit proposals.
• Develop financial models to assess institutional and portfolio performance.
• Ensure timely disbursements and repayments and monitor covenant compliance.
• Prepare internal/external stakeholder reports and new product notes.
• Engage and onboard MFIs with no active PMIC relationship.
• Conduct due diligence of institutions offering innovative financial products.
• Support development of Islamic financing solutions and expansion of Islamic finance portfolios.
• Work on sector development and research initiatives, including climate change, renewable energy and housing.

Skills

Financial analysis

Credit appraisal

Financial modelling

Covenant monitoring

Analytical skills

Report writing

Stakeholder management

Willingness to travel

Education

BBA/BSc or MBA in Finance and/or Accounting

CA/ACCA qualification or part-qualified

Job description

PMIC seeks a Manager – Portfolio Management to oversee its portfolio of borrower institutions, including NBMFIs and Microfinance Banks. You will drive the full credit lifecycle from appraisal to repayment, with a focus on portfolio quality and borrower growth.

Responsibilities include relationship management, field visits, credit proposals, financial modelling, covenant monitoring, and reporting to stakeholders. Some travel will be required.