Mortgage Banker

leading-edge; Karachi Division; Presencial; PKR 1.200.000 - 2.400.000; Jornada completa

Descripción de la vacante

leading-edge is seeking a Mortgage Banker to originate and close mortgage loans, working with clients to understand financial goals and provide personalized solutions. The role includes building relationships with realtors and advisers to generate new business opportunities while staying compliant with industry regulations.

You will analyze financial data and guide applicants through the loan process, aiming to meet monthly and quarterly sales targets in a fast-paced environment.

Formación

• 2+ years of experience in mortgage banking or related field.
• Strong knowledge of conventional, FHA, VA, and jumbo loans.
• Excellent communication, sales, and customer service skills.
• Able to work in a fast-paced environment and meet deadlines.
• Strong analytical and problem-solving abilities.
• High school diploma required; bachelor's degree preferred.

Responsabilidades

• Originate and close mortgage loans including conventional, FHA, VA, and jumbo loans.
• Analyze customer financial data, credit reports, and other relevant information to determine mortgage eligibility.
• Present mortgage options and recommendations to customers, and guide them through the loan application and approval process.
• Build relationships with realtors, financial advisors, and other referral sources to generate new business opportunities.
• Stay up-to-date on industry trends, regulatory changes, and company policies.
• Meet or exceed monthly and quarterly sales targets.
• Collaborate with underwriting and processor teams to ensure timely closing.

Conocimientos

Strong communication

Sales skills

Customer service

Analytical skills

Educación

High school diploma

Bachelor's degree preferred

Descripción del empleo

Job Summary:

As a Mortgage Banker, you will be responsible for originating and closing mortgage loans, working with customers to understand their financial goals and providing personalized mortgage solutions. You will also build relationships with realtors, financial advisors, and other referral sources to generate new business opportunities.

Key Responsibilities:

1. Originate and close mortgage loans, including conventional, FHA, VA, and jumbo loans.

2. Work with customers to understand their financial goals and provide personalized mortgage solutions.

3. Analyze customer financial data, credit reports, and other relevant information to determine mortgage eligibility.

4. Present mortgage options and recommendations to customers, and guide them through the loan application and approval process.

5. Build relationships with realtors, financial advisors, and other referral sources to generate new business opportunities.

6. Stay up-to-date on industry trends, regulatory changes, and company policies.

7. Meet or exceed monthly and quarterly sales targets.

Requirements:

1. 2+ years of experience in mortgage banking or a related field.

2. Strong knowledge of mortgage products, including conventional, FHA, VA, and jumbo loans.

3. Excellent communication, sales, and customer service skills.

4. Ability to work in a fast-paced environment and meet tight deadlines.

5. Strong analytical and problem-solving skills.

6. High school diploma or equivalent required; bachelor's degree preferred.

Licenses and Certifications:

1. NMLS (Nationwide Mortgage Licensing System) registration required.

2. SAFE (Secure and Fair Enforcement for Mortgage Licensing) Act compliant.