Manager Collection

HBL; Gujrat Division; On-site; PKR 1,200,000 - 1,800,000; Full time

Job summary

HBL is seeking an experienced Collections/Remedial Manager to lead efforts in minimizing non-performing loans and ensuring timely collections across regions. The role focuses on improving portfolio performance through disciplined collection practices and MIS oversight.

Qualified candidates will have a Commerce or Economics background with at least seven years in collections or recoveries. This is a full-time position based in Pakistan, with collaboration across Risk and related departments.

Qualifications

• Bachelor’s degree in Commerce or Economics or equivalent.
• At least 7 years of experience in collection, recoveries/remedial management.

Responsibilities

• Minimize NPL accretion by collecting overdue payments.
• Ensure collection of due payments with strong first-month capture targets (92%), second month 97%, third month 99.5% per quarter.
• Monitor and review MIS at product, bucket and country levels.
• Improve portfolio yield by encouraging quick repayment behavior among customers.
• Coordinate with Risk, CAD and other departments for effective delivery.

Skills

Collection

Recoveries

People management

Education

Bachelor Honours (16 years)

Job description

• To minimize the NPL accretion by collection of overdue. Hence positively contribute principle & markup to bottom line.
• To ensure collection of due payments of total RL with 92% collection in 1st month, 97% in second month, 99.5% in third month for each quarter.

Monitoring and People management

• Evaluate each region performance and confer with RGMs in regards to delinquent and NPL slippage.
• Ensure circulation, Monitoring and review of MIS which includes Product level, bucket level and Country level performance.
• To improve portfolio yield by inculcating quick repayment behavior among the customers.

Process and Procedure

• Coordination with Risk, CAD, and other departments for effective delivery.

Qualifications

• Bachelors of Commerce/Economics or equivalent.
• Minimum 7 years relevant experience in collection, recoveries/remedial management, etc.

Job Info

• Job Identification 29905
• Posting Date 10/02/2026, 04:57 AM
• Apply Before 10/14/2026, 06:55 PM
• Degree Level Bachelor Honours (16 years)
• Job Schedule Full time