Manager Collection

HBL; Gujrat; On-site; PKR 1,800,000 - 3,000,000; Full time

Job summary

Habib Bank Limited in Pakistan seeks a seasoned collections professional to minimize NPL accretion by timely debt collection and to achieve quarterly recovery targets. The role requires managing regional performance, circulating MIS, and coordinating with Risk and CAD teams to optimize portfolio yield.

The candidate should have a Commerce/Economics background with 7+ years in collection, recoveries, or remedial management, and strong leadership to drive quick repayment behavior across regions.

Qualifications

• Bachelor's degree in Commerce/Economics or equivalent.

Responsibilities

• To minimize the NPL accretion by collection of overdue.
• To ensure collection of due payments of total RL with 92% collection in 1st month, 97% in second month, 99.5% in third month for each quarter.
• Evaluate each region performance and confer with RGMs in regards to delinquent and NPL slippage.
• Ensure circulation, Monitoring and review of MIS which includes Product level, bucket level and Country level performance.
• To improve portfolio yield by inculcating quick repayment behavior among the customers.
• To ensure collection system implement new initiatives & utilization.
• Coordination with Risk, CAD, and other departments for effective delivery.

Skills

Collection strategy

NPL management

MIS reporting

Delinquency analysis

People management

Education

Bachelor's degree in Commerce/Economics

Tools

Excel

Job description

Job Description:

Responsibilities

Collection Business

• To minimize the NPL accretion by collection of overdue. Hence positively contribute principle & markup to bottom line.
• To ensure collection of due payments of total RL with 92% collection in 1st month, 97% in second month, 99.5% in third month for each quarter.

Monitoring and People management

• Evaluate each region performance and confer with RGMs in regards to delinquent and NPL slippage.
• Ensure circulation, Monitoring and review of MIS which includes Product level, bucket level and Country level performance.
• To improve portfolio yield by inculcating quick repayment behavior among the customers.

Process and Procedure

• To ensure collection system implement new initiatives & utilization.
• Coordination with Risk, CAD, and other departments for effective delivery.

Qualifications

Minimum qualifications:

• Bachelors of Commerce/Economics or equivalent.

Minimum experience:

• Minimum 7 years relevant experience in collection, recoveries/remedial management, etc.