Auto Finance Relationship Specialist

U Microfinance Bank Limited; Punjab; Presencial; PKR 600.000 - 1.000.000; Jornada completa

Descripción de la vacante

U Microfinance Bank Limited in Lahore and Faisalabad seeks a results-driven Auto Finance Officer to acquire customers and generate vehicle finance business. You will build dealer networks, assess credit, and ensure smooth documentation and disbursement while maintaining compliance and portfolio quality.

The role requires strong sales skills, relationship management, and a solid understanding of auto finance and credit assessment, with 2–4 years banking experience.

Formación

• Bachelor’s degree in business administration, Commerce, Finance, or a related discipline.
• 2–4 years of relevant banking experience, preferably in auto finance, consumer lending, or retail banking sales.
• Experience in dealer networking, customer acquisition, and financing documentation will be an advantage.

Responsabilidades

• Identify and acquire customers seeking vehicle financing to achieve assigned sales and disbursement targets.
• Develop and maintain relationships with auto dealers, vehicle sellers, and prospective customers to generate business leads.
• Explain auto finance products, eligibility criteria, financing terms, and repayment schedules to customers.
• Collect, verify, and process customer applications and supporting documents in line with the Bank’s policies.
• Assess customers’ income, creditworthiness, and repayment capacity, highlighting potential risks for review.
• Coordinate with relevant departments to obtain necessary approvals and facilitate timely disbursement.
• Ensure completion of all documentation, verification, and pre-disbursement formalities.
• Monitor the assigned portfolio, follow up on overdue installments, and coordinate with Recovery for timely collections.
• Maintain accurate sales, application, disbursement, and portfolio reports.
• Ensure compliance with the Bank’s policies, KYC/AML requirements, internal controls, and applicable regulations.
• Support deposit mobilization and cross-selling of relevant banking products, where applicable.
• Perform any other duties assigned by the line manager.

Conocimientos

Sales

Business development

Customer acquisition

Credit assessment

Negotiation

Educación

Bachelor’s degree in business/finance

Descripción del empleo

U Microfinance Bank Limited in Lahore and Faisalabad seeks a results-driven Auto Finance Officer to acquire customers and generate vehicle finance business. You will build dealer networks, assess credit, and ensure smooth documentation and disbursement while maintaining compliance and portfolio quality.

The role requires strong sales skills, relationship management, and a solid understanding of auto finance and credit assessment, with 2–4 years banking experience.