WFH Loan Funder & Post-Closing Specialist (Arive LOS)

BruntWork; Metro Manila; Remote; PHP 4,140,000 - 5,732,000; Full time

Benefits offered by this job

Permanent work from home

Immediate hiring

Health Insurance Coverage for eligible

Job summary

BruntWork is seeking an exceptionally detail‑oriented Loan Funder & Post-Closing Specialist for a full-time remote role. You will manage warehouse line funding, verify high-value wires, and balance CDs and investor statements.

Proficiency in Arive LOS, WLS DirectConnect, QuickBooks, and Excel is essential. Responsibilities include reconciling funding, reviewing investor Purchase Advices, posting milestones, and handling post-closing trailing documents with a focus on accuracy and fraud

Qualifications

• 3+ years in mortgage funding, closing, or post-closing within a correspondent lender or mortgage banker environment funding on warehouse lines.
• Hands-on accounting, account reconciliations, journal entries, and ledger balancing.
• Expert understanding of Closing Disclosures (CD), settlement statements, wire procedures, and investor Purchase Advice structures (price, SRP, interest, fees).
• Advanced Excel skills (VLOOKUP/XLOOKUP, Pivot Tables, line-by-line reconciliations).
• Experience with loan origination systems (Arive preferred; Encompass accepted) and general ledger/accounting software (QuickBooks).
• Zero tolerance for detail errors when handling financial transactions, wire details, and legal documentation.
• Clear, concise, and professional written and verbal communication with title agents, warehouse lenders, investors, and internal leadership.

Responsibilities

• Submit loan packages and FNMA 3.2 files through warehouse bank portals.
• Reconcile funding requests against final Closing Disclosures and settlement statements.
• Verify wire instructions with title companies and closing attorneys via verified callbacks, adhering to wire‑fraud prevention protocols.
• Track warehouse line dwell time and loan aging to minimize interest costs.
• Review investor Purchase Advices and reconcile loan details against Arive LOS and ledger.
• Post investor purchases and payoffs in warehouse portals and complete nightly settlement worksheets.

Skills

Mortgage funding

Post-closing

Accounting

Wire verification

Excel proficiency

Communication

Education

Accounting or Finance degree

Arive LOS experience

Tools

Arive LOS

WLS DirectConnect

QuickBooks

Job description

Job Overview

Our client is seeking an exceptionally detail‑oriented Loan Funder & Post-Closing Specialist to manage loans from Clear-To-Close through investor purchase and final document delivery. In this full‑time remote role, you will execute warehouse line funding, verify high‑value wires under strict fraud‑prevention protocols, and balance accounts against final Closing Disclosures and investor Purchase Advices. You will also track trailing documents and clear post‑closing conditions to ensure complete operational and financial accuracy. This position requires strong mortgage accounting experience and advanced proficiency in Excel and loan origination software.

• Core Focus: Non-Delegated Correspondent & Brokered Loan Funding, Investor Purchase Reconciliation, Post-Closing Exception Management

• Tech Stack & Software: Arive LOS, Warehouse Portals (WLS DirectConnect), QuickBooks / General Ledger, Advanced Excel

Schedule

Monday - Friday, 9:00 AM - 6:00 PM [New Jersey], with 1 hour unpaid break (40 work hours per week)

Responsibilities

• Warehouse Line Funding & Wire Security:

  • Submit loan packages and FNMA 3.2 files through warehouse bank portals (e.g., WLS DirectConnect for Simmons Bank, Coastal States Bank).

  • Reconcile funding requests down to the penny against final Closing Disclosures (CD) and settlement statements.

  • Verify wire instructions with title companies and closing attorneys via verified phone callbacks, strictly adhering to wire‑fraud prevention protocols.

  • Track warehouse line dwell time and loan aging to minimize interest carrying costs.

• Investor Purchase & Financial Reconciliation:

  • Review investor Purchase Advices (PennyMac, AmeriHome, NexBank, Kind Lending, etc.) and reconcile loan amount, price, SRP, fees, lender credits, and interest against Arive LOS and general ledger.

  • Investigate and resolve system-flagged purchase advice mismatches with investors or internal teams.

  • Post investor purchases and payoffs in warehouse portals and complete nightly settlement worksheets, balancing outgoing wires against incoming investor proceeds.

  • Advance loan milestones in Arive upon confirmation of funds.

• Post-Closing & Trailing Document Management:

  • Manage the Final Docs dashboard to track, request, and upload trailing documents (final title policies, recorded mortgages/deeds of trust).

  • Resolve unmatched document exceptions, clear investor post‑closing/purchase conditions, and prepare custodian shipping manifests for original promissory notes and collateral files.

Requirements

• 3+ years in mortgage funding, closing, or post-closing within a correspondent lender or mortgage banker environment funding on warehouse lines.

• Demonstrated hands‑on experience in accounting, account reconciliations, journal entries, and ledger balancing.

• Expert understanding of Closing Disclosures (CD), settlement statements, wire procedures, and investor Purchase Advice structures (price, SRP, interest, fees).

• Advanced Excel skills (VLOOKUP/XLOOKUP, Pivot Tables, line‑by‑line dataset reconciliations).

• Experience with loan origination systems (Arive preferred; Encompass accepted) and general ledger/accounting software (QuickBooks).

• Zero tolerance for detail errors when handling financial transactions, wire details, and legal documentation.

• Comfortable navigating automated exception dashboards and automated data‑matching tools rather than manual keying.

• Clear, concise, and professional written and verbal communication with title agents, warehouse lenders, investors, and internal leadership.

Qualifications

• An accounting or finance degree is highly preferred.

• Experience with Arive LOS is preferred.

Independent Contractor Perks

• Permanent work from home

• Immediate hiring

• Health Insurance Coverage for eligible locations