US Mortgage Closer (Loan Closer)

NightOwl Consulting; Philippines; On-site; PHP 558,000 - 725,000; Full time

Benefits offered by this job

Above market salary

HMO Day 1

Gov't benefits

Performance incentives

Quarterly events

De minimis allowance

Equipment provided

Job summary

NightOwl Consulting in the Philippines is seeking a US Mortgage Closer to prepare mortgage closing documents and ensure accuracy while coordinating with staff and settlement agents to resolve closing issues. The role requires 3 years of mortgage document experience, knowledge of RESPA/TILA, and proficiency in MS Office; Encompass experience is preferred, enabling precise, timely closings.

You will produce and organize closing disclosures for conventional, FHA, VA, and USDA loans, and interact

Qualifications

• Experience preparing US mortgage loan closing documents.
• Familiar with RESPA, TILA, Fair Lending, Flood and State laws.
• Proficient in MS Office and Encompass.

Responsibilities

• Prepare mortgage closing documents and disclosures.
• Ensure all closing information is accurate and timely.
• Follow closing procedures to comply with Federal and State requirements.
• Check accuracy of information at submission for closing.
• Communicate with loan officer, processing, and underwriting staff.
• Prepare accurate figures for monthly payments, escrows, prepaid interest, etc.
• Produce and organize closing documents for conventional, FHA, VA, and USDA loans.

Skills

Mortgage document experience

US mortgage closing knowledge

MS Office proficiency

Encompass experience

Office applications

Strong communication

Tools

Encompass

Microsoft Office

Job description

US Mortgage Closer (Loan Closer)

Department: Operations

Employment Type: Full Time

Location: Client

Compensation: ₱50,000 - ₱65,000 / month

Description

The Loan Closer is responsible for the preparation of mortgage closing documents. In addition, the Loan Closer is responsible for ensuring all essential information is accurate while communicating with internal staff as well as settlement agents to solve all closing issues in a timely manner.

Key Responsibilities

• The Loan Closer is responsible for the preparation of mortgage closing documents
• In addition, the Loan Closer is responsible for ensuring all essential information is accurate while communicating with internal staff as well as settlement agents to solve all closing issues in a timely manner
• Understand and follow all closing procedures to comply with all Federal and State requirements
• Check accuracy for all essential information provided at submission for closing
• Communicate with loan officer, processing, and underwriting staff
• Prepare accurate figures for monthly payments, escrows, prepaid interest, etc
• Produce and organize all closing documents and disclosures including conventional, FHA, VA, and USDA loans.

Skills, Knowledge and Expertise

• 3 years mortgage document experience in preparing US mortgage loan closing documents, preferred
• Knowledge of multiple investors closing policies and procedures. Knowledge of RESPA, TILA, Fair Lending, Flood and State laws and regulations, preferred
• Proficient in Microsoft Office, including Word, Excel, Access, PowerPoint, Outlook
• Encompass experience, preferred
• Familiar in using office applications
• Proficient communication skills

Benefits

• Above market salary
• HMO on Day 1 for principal and two dependents
• Government-mandated benefits
• Performance-based Incentives
• Quarterly Company Events
• 1,000 PHP De Minimis
• Equipment and software provided