US Mortgage Closer (Loan Closer)

NightOwl Consulting Philippines Inc.; Philippines; On-site; PHP 558,000 - 725,000; Full time

Benefits offered by this job

HMO on Day 1 for principal and two-dep

Government-mandated benefits

Performance-based incentives

Quarterly company events

1,000 PHP De Minimis

Equipment and software provided

Job summary

NightOwl Consulting Philippines Inc. seeks a Loan Closer to prepare mortgage closing documents and ensure accuracy across submissions, coordinating with internal staff and settlement agents to resolve issues quickly.

The role includes handling conventional, FHA, VA, and USDA closings and ensuring compliance with closing procedures and regulatory requirements. The position supports closing processes for US mortgage loans, emphasizing attention to detail, strong communication, and teamwork within

Qualifications

• 3 years mortgage document experience in preparing US mortgage loan closing documents.
• Knowledge of RESPA, TILA, Fair Lending, Flood and State laws and regulations.
• Proficient in Microsoft Office, including Word, Excel, Access, PowerPoint, Outlook.
• Encompass experience, preferred.
• Familiar with using office applications.
• Proficient communication skills.

Responsibilities

• The Loan Closer is responsible for the preparation of mortgage closing documents.
• In addition, the Loan Closer is responsible for ensuring all essential information is accurate while communicating with internal staff as well as settlement agents to solve all closing issues in a timely manner.
• Understand and follow all closing procedures to comply with all Federal and State requirements.
• Check accuracy for all essential information provided at submission for closing.
• Communicate with loan officer, processing, and underwriting staff.
• Prepare accurate figures for monthly payments, escrows, prepaid interest, etc.
• Produce and organize all closing documents and disclosures including conventional, FHA, VA, and USDA loans.

Skills

Mortgage document experience

Communication skills

MS Office proficiency

Tools

Encompass

Microsoft Office

Job description

Description

The Loan Closer is responsible for the preparation of mortgage closing documents. In addition, the Loan Closer is responsible for ensuring all essential information is accurate while communicating with internal staff as well as settlement agents to solve all closing issues in a timely manner.

Department: Operations

Location: Client

Compensation: ₱50,000 - ₱65,000 / month

Key Responsibilities

• The Loan Closer is responsible for the preparation of mortgage closing documents
• In addition, the Loan Closer is responsible for ensuring all essential information is accurate while communicating with internal staff as well as settlement agents to solve all closing issues in a timely manner
• Understand and follow all closing procedures to comply with all Federal and State requirements
• Check accuracy for all essential information provided at submission for closing
• Communicate with loan officer, processing, and underwriting staff
• Prepare accurate figures for monthly payments, escrows, prepaid interest, etc
• Produce and organize all closing documents and disclosures including conventional, FHA, VA, and USDA loans.

Skills, Knowledge and Expertise

• 3 years mortgage document experience in preparing US mortgage loan closing documents, preferred
• Knowledge of multiple investors closing policies and procedures. Knowledge of RESPA, TILA, Fair Lending, Flood and State laws and regulations, preferred
• Proficient in Microsoft Office, including Word, Excel, Access, PowerPoint, Outlook
• Encompass experience, preferred
• Familiar in using office applications
• Proficient communication skills

Benefits

• Above market salary
• HMO on Day 1 for principal and two dependents
• Government-mandated benefits
• Performance-based Incentives
• Quarterly Company Events
• 1,000 PHP De Minimis
• Equipment and software provided