SME Growth & Credit Officer

Maybank; Cabanatuan; On-site; PHP 450,000 - 750,000; Full time

Job summary

Maybank Philippines is seeking an SME Account Officer/Business Development Executive to acquire, develop and manage profitable SME relationships, assess creditworthiness, structure facilities, and cross-sell bank products.

You will source new clients through branches and referrals, manage portfolios, coordinate with credit and support units, ensure timely renewals and asset quality, and maintain regulatory compliance.

Qualifications

• Graduate of any Bachelor's/College Degree program.
• Banking experience with lending and account management is an advantage.
• Strong strategic thinking, leadership and management capabilities.
• Experience in SME or commercial banking is preferred.
• Knowledge of credit proposals, risk assessment and regulatory guidelines is beneficial.

Responsibilities

• Achieves business targets with an income-generating SME portfolio.
• Sources SME clients via bank ecosystem, branches, referrals and own leads.
• Conducts client calls and visits to develop business opportunities.
• Identifies client needs and develops banking packages.
• Acquires new-to-bank business while growing existing clients.
• Assesses creditworthiness and coordinates with RSCC and LAD for credit proposals.
• Packages credit proposals in line with bank and regulatory guidelines.
• Checks related-party transactions and ensures proper handling.
• Coordinates account implementation with LAD, Accounting and Legal.
• Ensures timely collection of receivables and renewal of coverage.
• Monitors asset quality and renewal schedules to prevent delinquencies.

Skills

Strategic thinking

Leadership

Portfolio management

Credit evaluation

Client acquisition

Lending experience

Education

Bachelor's degree

Job description

Maybank Philippines is seeking an SME Account Officer/Business Development Executive to acquire, develop and manage profitable SME relationships, assess creditworthiness, structure facilities, and cross-sell bank products.

You will source new clients through branches and referrals, manage portfolios, coordinate with credit and support units, ensure timely renewals and asset quality, and maintain regulatory compliance.