Senior Product Specialist (Consumer Lending)

Maya; Mandaluyong; On-site; PHP 1,200,000 - 2,500,000; Full time

Job summary

Maya in the Philippines seeks a Senior Product Manager to lead strategy, development, and optimization of digital financial products that drive customer value, growth, and portfolio performance.

You will champion customer-centric innovation by leveraging data, experimentation, and AI-enabled capabilities to accelerate product discovery, decision-making, execution, and continuous improvement.

Qualifications

• 5+ years in product management within fintech or digital banking.
• Proven success launching and scaling digital products with measurable outcomes.
• Experience using data, experimentation, and AI-enabled tools to drive strategy.

Responsibilities

• Own end-to-end product lifecycle from ideation to launch.
• Use data and AI-driven insights to identify opportunities.
• Balance customer experience with growth, profitability, risk.
• Collaborate with cross-functional teams and stakeholders.
• Leverage AI-enabled tools to accelerate research and delivery.
• Monitor fintech trends and adapt offerings to innovations.

Skills

Product management

Fintech / Digital banking

Data & AI tools

Digital ecosystems

Tools

AI-enabled analytics

Data analysis tools

Job description

Lead the strategy, development, and optimization of digital financial products that drive customer value, business growth, and portfolio performance. Champion customer-centric innovation by leveraging data, experimentation, and AI-enabled capabilities to accelerate product discovery, decision-making, execution, and continuous improvement.

KEY RESPONSIBILITIES

• Own the end-to-end product lifecycle, from opportunity identification and roadmap development to launch, optimization, and scale.
• Use customer insights, behavioral data, experimentation, and AI-powered analytics to identify opportunities and shape high-impact product solutions.
• Drive product strategy, prioritization, and performance management while balancing customer experience, growth, profitability, risk, and regulatory requirements.
• Partner with Business, Technology, Operations, Risk, Compliance, Finance, Design, Data, and external stakeholders to deliver scalable and innovative financial solutions.
• Leverage AI-enabled tools and automation to accelerate research, analysis, experimentation, documentation, and product delivery while maintaining sound product judgment and accountability.
• Stay ahead of emerging fintech, AI, and digital banking trends to continually enhance product offerings and customer outcomes.
• Applies AI-driven insights to improve product discovery, customer engagement, personalization, and decision-making.
• Utilizes AI-enabled tools to accelerate product research, experimentation, roadmap planning, and execution.
• Identifies and evaluates opportunities to embed AI, automation, and intelligent workflows into customer experiences and operational processes.
• Demonstrates data fluency and experimentation mindset, leveraging analytics, predictive insights, and customer behavior to drive product outcomes.
• Customer-Centric Product Development
• AI & Data-Driven Decision Making
• Stakeholder Influence & Cross-Functional Leadership
• Commercial Acumen & Business Case Development
• Risk, Compliance & Regulatory Awareness
• Strong Analytical and Problem-Solving Skills
• Agile Product Delivery & Execution Excellence

KEY QUALIFICATIONS

• 5+ years of product management experience in fintech, digital banking, financial services, or technology environments.
• Proven track record of launching, scaling, and optimizing digital products that deliver measurable customer and business outcomes.
• Experience leveraging data, experimentation, and AI-enabled tools to improve product strategy and execution.
• Strong understanding of digital ecosystems, emerging technologies, and customer-centered product innovation.