Senior Product Officer

Maya Bank, Inc.; Mandaluyong; On-site; PHP 1,200,000 - 2,400,000; Full time

Job summary

Maya Bank, Inc. in the Philippines is seeking a Senior Product Officer to lead risk, AML and fraud-focused product development for our digital banking platforms.

You will shape capabilities, coordinate with delivery teams, and drive improvements across people, processes and tooling to combat financial crime. The role requires hands-on product management, data-driven decision making, and agile leadership to deliver secure, customer-centric solutions that align with regulatory and business goals.

Qualifications

• Bachelor's degree in business management, computer science/engineering, or a related field.
• At least 2 years overall working experience: 1-2 years as Product Owner/PM/Program Manager or equivalent
• At least 1-2 years fintech and banking experience with a portfolio of product and release features
• Proven track record of launching solutions that integrate digital banking & payment offerings
• Proficiency of AGILE development methodologies
• Working knowledge of banking processes and systems
• Experience working in an Agile team

Responsibilities

• Own Platforms ownership and oversight for Risk Tech programs
• Product Development: ideate, build, test, and monitor product features and roadmaps
• Act as Product Champion and provide training to proponents
• Integrate customer feedback into design and enhancements
• Provide thought leadership on short and mid-term direction and prioritization
• Identify opportunities for cost reduction and quality improvements
• Coordinate with software delivery teams and platform managers
• Work with third parties for long-term product success
• Documentation of capabilities via PRDs and Service Memos
• Conduct product risk assessments and mitigation
• Leverage data insights to drive strategy, development and performance

Skills

Product management

Agile methodologies

Data analytics

Risk analysis

Banking knowledge

Education

Bachelor's degree in Business Management or CS/Engineering

Tools

Agile tools

PRD templates

Job description

Overview:

As a Senior Product Officer, you will be responsible for delivering functionalities and capabilities addressing the risk, AML, and fraud components of a product, service or line of business. This role focuses in helping the company identify, combat and reduce the amount of fraud and financial crimes being committed against its customers, businesses, products and services. This also revolves around continuously identifying and going after business and operational improvements through changes to people and organization, processes, tooling, and partners.

What you will do:

• Core Product Management – Platforms ownership and oversight to ensure seamless execution of Risk Tech programs:
  • Product Development
    • Iteratively ideate, build, test, and monitor product features and capabilities
    • Create and manage product features and capability roadmaps
    • Act as the ‘Product Champion’ internally, providing support and training to necessary proponents
    • Integrate customer feedback into design and enhancements
  • Product Management and Delivery
    • Provide thought leadership on product short and mid-term direction and prioritization
    • Identify opportunities for cost reduction and quality improvements
    • Execute programs across applicable delivery platforms in coordination with software delivery teams and platform managers
    • Work with third parties where appropriate to ensure long-term success of product
  • Documentation – Ensure current capabilities and changes are properly documented via Product Requirements Documents (PRDs) and Service Memos.
• Risk Analysis – Conduct product risk assessments to identify, assess and mitigate potential risks that could affect the company’s operations, finances or reputation.
• Data Analytics – Leverage data insights to drive product strategy, development and performance:
  • Identify opportunities for control and process improvements, including revenue growth and cost optimization.
  • Monitor the performance of your product portfolio by tracking revenue, expenses, and profitability.

What we are looking for:

• Bachelor's degree in Business Management, Computer Science/Engineering, or a related field.
• At least 2 years overall working experience:
  • At least 1-2 years of work experience as a Product Owner, Product Manager, Program Manager, or equivalent role required
  • At least 1-2 years of experience working in fintech and banking, with a portfolio of product and release features that demonstrate well-crafted customer experiences
• Proven track record of successfully launching solutions that integrate existing offerings for digital banking and payment solutions
• Proficiency of AGILE development methodologies
• Working knowledge of banking processes and systems
• Experience working as part of an Agile team