Senior KYC/KYB Due Diligence Lead - Hybrid & HMO

Payreto; Makati; Hybrid; PHP 600,000 - 1,000,000; Full time

Benefits offered by this job

Hybrid work setup

Day 1 HMO

Life Insurance

Equipment provided

Professional development

Competitive salary

Job summary

Payreto is seeking a Due Diligence Specialist to lead AML/KYC/KYB operations for global fintech clients. You will manage high-risk onboarding, assess ownership structures, and mentor analysts while shaping compliance processes. A hybrid work setup and multiple benefits accompany this role.

You will collaborate with cross-functional teams, engage with clients, and contribute to a center of excellence in compliance, driving strategic insights and improvements across the company.

Qualifications

• At least 2 years of AML/KYC/KYB experience with international clients.
• Ability to handle high-risk, complex onboarding cases.
• Strong understanding of ownership structures, UBOs, and red flags.
• Excellent English communication (written and spoken).
• Proficient in Sheets/Excel and Google Workspace.
• Strong ownership, accountability, and judgment under ambiguity.
• Fast learner who can train others.
• Team player in a fast-paced, multi-client setup.

Responsibilities

• Lead AML, KYC, and KYB operations, including enhanced due diligence for complex and high-risk cases.
• Provide expert analysis and recommendations on onboarding, transaction monitoring, and regulatory compliance.
• Driving the creation and refinement of compliance processes and policies.
• Act as a knowledge hub, mentoring junior analysts and developing processes.
• Collaborate with internal and client teams to implement compliance strategies.
• Contribute to center of excellence to enhance Payreto’s service offerings.
• Serve as primary contact for complex escalations and strategic insights.
• Lead full-cycle due diligence investigations for complex/high-risk clients.
• Verify ownership structures, UBOs, and docs using registries.
• Analyze PEPs, sanctions, adverse media, and red flags to assess risk.
• Escalate and advise on unusual cases with clear reasoning.
• Ensure cases meet global AML standards and client requirements.

Skills

AML/KYC/KYB expertise

High-risk onboarding

English proficiency

Research & due diligence

Ownership & accountability

Analytical thinking

Fast learner

Team player

Tools

Google Workspace

MS Excel

Job description

Payreto is seeking a Due Diligence Specialist to lead AML/KYC/KYB operations for global fintech clients. You will manage high-risk onboarding, assess ownership structures, and mentor analysts while shaping compliance processes. A hybrid work setup and multiple benefits accompany this role.

You will collaborate with cross-functional teams, engage with clients, and contribute to a center of excellence in compliance, driving strategic insights and improvements across the company.