KYC/AML Operations Specialist - Onboarding & Risk Review

Payreto; Philippines; Hybrid; PHP 335,000 - 670,000; Full time

Benefits offered by this job

Hybrid Work Setup

Day 1 HMO

Life Insurance

Equipment Provided

Competitive Salary Packages

Professional Development Opportunities

Job summary

Payreto is seeking a Project-Based KYC/AML Operations Associate to support onboarding, verification, and ongoing due diligence, including handling inquiries from clients’ customers. You will review documents, monitor submissions via Sumsub, and ensure compliance with KYC/AML requirements while identifying fraud indicators.

In this role, you will collaborate with the OaaS team and client risk/compliance groups, document decisions with evidence, and maintain audit trails across Sumsub and internal

Qualifications

• Open to fresh graduates.
• Basic understanding of KYC/AML concepts (academic or training-based).
• Understanding of AML screening and fraud indicators.
• Strong written and verbal communication skills.
• Strong attention to detail and willingness to learn.
• Ability to align with business goals and objectives.
• Strong analytical, investigative, critical thinking, and decision-making skills in a compliance environment.
• Professional mindset with the ability to perform accurate, risk-based assessments in a fast-paced environment.
• Strong sense of integrity and confidentiality.
• Ability to follow procedures and apply judgment in ambiguous cases.
• Good time management and ability to meet deadlines.

Responsibilities

• Initiate KYC requests via Sumsub and monitor submissions.
• Perform manual review of KYC documents and verify details.
• Conduct AML screening reviews and assess matches.
• Identify fraud indicators and audit risk signals.
• Conduct enhanced due diligence on high-risk customers.
• Review payment method ownership and documentation.
• Document non-standard decisions with justification and escalation.
• Maintain audit trails and records in Sumsub and storage systems.
• Answer client inquiries via calls and coordinate with stakeholders.
• Escalate high-risk cases to Risk/Compliance teams.
• Perform gameplay and behavioral analysis to detect risk signals.

Skills

KYC/AML concepts

Financial crime compliance

Analytical thinking

Attention to detail

Verbal & written communication

Sumsub

CRM systems

Tools

Sumsub

CRM systems

Job description

Payreto is seeking a Project-Based KYC/AML Operations Associate to support onboarding, verification, and ongoing due diligence, including handling inquiries from clients’ customers. You will review documents, monitor submissions via Sumsub, and ensure compliance with KYC/AML requirements while identifying fraud indicators.

In this role, you will collaborate with the OaaS team and client risk/compliance groups, document decisions with evidence, and maintain audit trails across Sumsub and internal