Risk Data Analyst

PALMPAY LIMITED; Taguig; On-site; PHP 800,000 - 1,200,000; Full time

Job summary

PALMPAY LIMITED is seeking a Risk Data Analyst in Taguig. The role focuses on supporting the handset installment financing business by managing risk data, reporting, and dashboard maintenance.

The ideal candidate should hold a relevant Bachelor's degree and have over 2 years of experience in data analysis or risk analytics. Strong SQL and Excel skills are essential. Experience in Consumer Finance is a plus.

Qualifications

• 2+ years of experience in Data Analysis, MIS, Business Intelligence, or Risk Analytics.
• Experience in Consumer Finance or FinTech is preferred.
• Proficiency in writing complex SQL queries.

Responsibilities

• Extract, validate, and maintain risk-related datasets.
• Monitor key risk indicators and identify anomalies.
• Develop and maintain risk dashboards and automated reports.

Skills

SQL

Data Analysis

Advanced Excel

Basic Python

Education

Bachelor’s degree in Statistics, Mathematics, Computer Science, Economics, Finance

Tools

Tableau

Power BI

Metabase

Job description

Job Title: Risk Data Analyst

Location: BGC, Taguig (Full Time, Onsite)

About the Role

We are looking for a Risk Data Analyst to support our handset installment financing business. This role is primarily execution-focused and will be responsible for risk data extraction, reporting, dashboard maintenance, and risk metric monitoring. The ideal candidate should have a strong understanding of business processes and risk metrics, be comfortable working with large datasets, and be able to independently write SQL queries and retrieve data to support risk management, fraud prevention, and collections teams. This role does not require advanced risk modeling or deep strategy development experience.

Key Responsibilities

• Extract, validate, and maintain risk-related datasets from various data sources.
• Ensure the accuracy, consistency, and completeness of risk data.
• Support daily, weekly, and monthly risk reporting requirements.
• Understand and maintain key risk metrics across the entire business lifecycle.
• Monitor key risk indicators and identify unusual movements or data anomalies.
• Develop and maintain risk dashboards and automated reports.
• Support management reporting and ad-hoc business requests.
• Perform data validation and reconciliation exercises.
• Maintain risk data dictionaries, metric definitions, and business documentation.

Requirements

• Bachelor’s degree in Statistics, Mathematics, Computer Science, Economics, Finance, or related disciplines.
• 2+ years of experience in Data Analysis, MIS, Business Intelligence, or Risk Analytics.
• Experience in Consumer Finance, BNPL, Installment Financing, Digital Lending, Credit Cards, or FinTech is preferred.
• Strong SQL skills with the ability to independently write complex queries and retrieve data.
• Advanced Excel skills.
• Basic Python skills are a plus.
• Experience with Tableau, Power BI, Metabase, or similar BI tools is preferred.

Preferred Qualifications

• Experience supporting Risk, Fraud, Credit, or Collections teams.
• Experience in handset financing, BNPL, or consumer lending businesses.
• Experience building automated dashboards and reporting solutions.

What We Are Looking For

• Strong attention to detail and data accuracy.
• Good business understanding and willingness to learn.
• Strong execution and delivery mindset.
• Ability to work independently and manage multiple priorities.
• Good communication and stakeholder management skills.