Retail Credit Decision Specialist

Bank of the Philippine Islands (BPI); Manila; On-site; PHP 420,000 - 660,000; Full time

Job summary

Bank of the Philippine Islands is seeking a Designated Lending Officer to evaluate and render credit decisions for retail loans in line with the bank's guidelines and turnaround times.

Key duties include conducting comprehensive screening and verification, evaluating proposals for credit worthiness, issuing decisions within authority, supervising credit staff, and addressing sales inquiries with escalation to the unit head when necessary.

Responsibilities

• Conducts screening, income verification, and residence verification for applications.
• Analyzes and evaluates proposals to determine loan creditworthiness.
• Renders credit decisions on retail loans within authority and escalates if beyond.
• Supervises Credit Staff to ensure targets are met.
• Handles sales inquiries and escalates to Unit Head when needed.

Job description

Bank of the Philippine Islands is seeking a Designated Lending Officer to evaluate and render credit decisions for retail loans in line with the bank's guidelines and turnaround times.

Key duties include conducting comprehensive screening and verification, evaluating proposals for credit worthiness, issuing decisions within authority, supervising credit staff, and addressing sales inquiries with escalation to the unit head when necessary.