Credit Associate

Bank of the Philippine Islands (BPI); Manila; On-site; PHP 420,000 - 660,000; Full time

Job summary

Bank of the Philippine Islands is seeking a Designated Lending Officer to evaluate and render credit decisions for retail loans in line with the bank's guidelines and turnaround times.

Key duties include conducting comprehensive screening and verification, evaluating proposals for credit worthiness, issuing decisions within authority, supervising credit staff, and addressing sales inquiries with escalation to the unit head when necessary.

Responsibilities

• Conducts screening, income verification, and residence verification for applications.
• Analyzes and evaluates proposals to determine loan creditworthiness.
• Renders credit decisions on retail loans within authority and escalates if beyond.
• Supervises Credit Staff to ensure targets are met.
• Handles sales inquiries and escalates to Unit Head when needed.

Job description

Job Description

Group Company

BANK OF THE PHILIPPINE ISLANDS

Designation

DESIGNATED LENDING OFFICER

Position description

This position is primarily responsible for evaluating and rendering credit decision for retail loans while adhering to the Bank's credit guidelines and policies within the committed turn-around time.

Primary Responsibilities

• 1. Conducts complete screening, income verification, residence verification and encodes all information gathered for applications auto approved by the system or under lending programs 2. Analyzes, reviews and evaluates proposals recommended by the credit staff to determine the credit worthiness of loan applicants. 3. Renders credit decision on retail loan applications within his/her authority and recommends to higher level authorities if beyond his/her authority. 4. Supervises the performance of Credit Staff under his/her supervision to ensure that goals are met. 5. Handles Sales inquiries and concerns and escalates to the Unit Head when necessary to support the business targets.

Reporting Team

• Reporting Designation:
• Reporting Department:

Educational Qualifications Preferred

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Required Work Experience

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Required Abilities

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• Other:

Specific requirements

• Travel:
• Vehicle:
• Work Permit:

Other Details

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