Credit Risk & Onboarding Specialist

Bank of the Philippine Islands; Philippines; On-site; PHP 279,000 - 469,000; Full time

Job summary

The Bank of the Philippine Islands is seeking a detail-oriented professional to review applications for credit limit increases and ensure completeness of documentary requirements. You will verify applicant information against office files and perform identity checks through interviews with applicants and third parties.

Responsibilities include screening scoring referrals, coordinating with other banks on credit accounts, and addressing inquiries or complaints regarding application status or

Qualifications

• Bachelor's/College Degree in Business Studies/Administration/Management/Finance/Accountancy/Banking equivalent required.
• Fresh graduates are welcome to apply.
• Proficient in using Microsoft Office applications.

Responsibilities

• Reviews and checks the completeness and sufficiency of information on the application form/increase in credit limit request and the basic documentary requirements.
• Verifies applicant’s name and spouse (if any) versus the office file checking results obtained from the application system for possible duplication and matches on deposits, active loans, and historical loans and adverse records.
• Verifies critical information in Application Form and related documents by conducting interviews with the applicant and third party sources to establish the applicant's identity and capacity to pay.
• Pre-screens applications queued at scoring referral stage and recommends the approval/disapproval of the credit application based on the internal credit score results.
• Reviews cardholder's BPI/BFB card profile and conduct verification with the cardholder and/or recommending Unibank Officer, as deemed necessary to client's increase in credit limit request.
• Assists in client inquiries, complaints, and feedback regarding status of application or cardholder requests.

Education

Bachelor's/College Degree in Business Studies/Administration/Management/Finance/Accountancy/Banking equivalent

Tools

Microsoft Office

Job description

The Bank of the Philippine Islands is seeking a detail-oriented professional to review applications for credit limit increases and ensure completeness of documentary requirements. You will verify applicant information against office files and perform identity checks through interviews with applicants and third parties.

Responsibilities include screening scoring referrals, coordinating with other banks on credit accounts, and addressing inquiries or complaints regarding application status or