Credit Risk & Review Specialist

Metrobank; Tarlac City; On-site; PHP 600,000 - 1,000,000; Full time

Job summary

Metrobank Philippines is seeking a Credit Review Officer to perform loan proposal assessment, credit risk analysis, and portfolio management within a banking environment in the Philippines.

The role involves ensuring adherence to policies, coordinating with Institutional Banking Segment, and preparing financial evaluations and ERCA renewals for IBS accounts. Strong quantitative skills and relevant experience are essential.

Qualifications

• Graduate in accounting/finance or related field.
• 2+ years in Commercial/Corporate Loans Credit or Credit Risk roles.
• Strong quantitative and analytical skills; knowledge of credit risk/financial analysis.

Responsibilities

• Preparation and credit assessment of loan proposals and corresponding borrowers
• Credit Risk and Portfolio Management
• Conformity to internal and external policies
• Coordinate with IBS counterparts on timely submission of pre-approval documents and management of the assigned portfolio
• Prepare ERCA for credit line renewals of IBS accounts according to SLA
• Validate data provided by lending units as part of the credit assessment
• Assess collateral and documentation deviations and mitigations
• Identify policy and regulatory deviations to assess overall risks
• Prepare financial spreadsheets and financial evaluation of new borrowing clients
• Determine and assess credit risk rating and ensure these are appropriate at all times

Skills

Strong quantitative skills

Analytical skills

Credit risk analysis

Education

Accounting/Finance degree

Job description

Metrobank Philippines is seeking a Credit Review Officer to perform loan proposal assessment, credit risk analysis, and portfolio management within a banking environment in the Philippines.

The role involves ensuring adherence to policies, coordinating with Institutional Banking Segment, and preparing financial evaluations and ERCA renewals for IBS accounts. Strong quantitative skills and relevant experience are essential.