Remote Credit Analyst — Mortgage Lending & Risk

D2B; Philippines; Remote; PHP 1,016,000 - 1,216,000; Full time

Job summary

D2B, a financial services and mortgage broking organisation, is seeking a Credit Analyst for a fully remote capacity under an Independent Contractor Agreement. The role focuses on assessing client financial profiles, determining borrowing capacity, and ensuring loan applications align with lender policies and regulatory standards.

You will work with brokers and lenders to structure applications, manage credit risk, and support successful loan outcomes, while using various loan processing

Qualifications

• Experience in mortgage broking or credit analysis within financial services.
• Strong understanding of residential lending policies and credit assessment processes.
• Excellent analytical and problem-solving abilities.
• High attention to detail and accuracy in documentation and compliance.
• Strong communication and stakeholder management skills.

Responsibilities

• Analyse client financial information including income, expenses, liabilities, and assets.
• Assess borrowing capacity and determine suitable loan products across multiple lenders.
• Prepare, structure, and review loan applications prior to submission.
• Identify credit risks and provide clear recommendations to support lending decisions.
• Liaise with lenders, brokers, and clients to obtain and verify required documentation.
• Ensure all applications comply with lending policies, credit guidelines, and regulatory standards.
• Maintain accurate records and track application progress within CRM and loan systems.
• Manage multiple loan applications simultaneously while meeting deadlines.
• Support brokers with lender policy interpretation and scenario analysis.

Skills

Mortgage analysis

Credit assessment

Analytical skills

Regulatory compliance

Stakeholder management

Education

Experience in financial services

Tools

CRM systems

Excel/Sheets

Credit reporting tools

Job description

D2B, a financial services and mortgage broking organisation, is seeking a Credit Analyst for a fully remote capacity under an Independent Contractor Agreement. The role focuses on assessing client financial profiles, determining borrowing capacity, and ensuring loan applications align with lender policies and regulatory standards.

You will work with brokers and lenders to structure applications, manage credit risk, and support successful loan outcomes, while using various loan processing