Remedial Account Officer

BDO Unibank; Metro Manila; On-site; PHP 450,000 - 750,000; Full time

Job summary

BDO Unibank, Inc. is the Philippines’ leading full-service bank, offering a wide range of financial and digital banking services. Builder of careers with a trusted industry leader, they seek a Remedial Account Officer for Corporate and Commercial Loans to manage NPLs and ROPAs and drive recovery strategies.

The role covers coordinating with legal counsel, ensuring document completeness, and strict adherence to credit and risk policies. On-site work in Makati or Ortigas is required.

Qualifications

• Bachelor’s degree holder in business-related course or equivalent.
• At least 3 years experience in Remedial Collections in banking or financial sector.
• Willing to work onsite and be assigned in Makati or Ortigas.

Responsibilities

• Provide regular feedback on loan recovery and ROPA resolution strategies.
• Coordinate with legal counsel on remedial actions involving litigation or opinions.
• Ensure completeness of loan/mortgage documents for NPLs and ROPAs.
• Adhere to bank credit and risk policies and guidelines.

Skills

Remedial collections

Credit risk policy adherence

Education

Bachelor’s degree in business or related field

Job description

BDO Unibank, Inc. is the Philippines’ leading full-service bank, offering a wide range of financial and digital banking services. Guided by our brand promise “We Find Ways,” we are committed to delivering easy, reliable, and customer-focused services. Build your career with a trusted industry leader.

Job Summary

The Remedial Account Officer for Corporate and Commercial Loans is responsible for managing a portfolio of Non-Performing Loans (NPLs) and Real and Other Properties Acquired (ROPAs), and initiating and implementing strategies to maximize collection and/or recovery from these assets.

Key Responsibilities:

• Give management regular feedback on all loan recovery and ROPA resolution strategies and status
• Coordinate with legal counsel remedial actions involving litigation and/or requiring legal opinions
• Ensure completeness of loan and mortgage documents covering outstanding approved credits of NPLs and of all other critical documents pertaining to ROPAs for resolution.
• Adhere strictly to Bank's credit and risk policies and guidelines.

Qualifications:

• Bachelor’s degree holder, preferably in any business-related course
• With at least 3 years experience in Remedial Collections gained from bank or financial institution
• Must be willing to work onsite and be assigned in Makati or Ortigas