Account Officer - Commercial Lending

BDO Unibank; Cebu City; On-site; PHP 600,000 - 900,000; Full time

Job summary

BDO Unibank, Inc. is the Philippines’ leading full‑service bank, offering a wide range of financial and digital banking services. The Relationship Manager/Account Officer role focuses on managing client relationships and driving revenue within the assigned portfolio.

Successful candidates will have a Bachelor's degree and at least four years in client acquisition or investments, with strong communication and multitasking abilities to thrive in a fast-paced banking environment.

Qualifications

• Bachelor's degree in business or related field.
• At least 4 years of client acquisition or investment experience.
• Knowledge of Commercial Lending is an advantage.

Responsibilities

• Develop and manage relationships with clients, generating opportunities.
• Analyze portfolios and develop growth strategies.
• Present value propositions to leads and existing customers.
• Ensure compliance with bank policies and regulatory requirements.

Skills

Strong communication

Interpersonal skills

Customer focus

Multitasking

Under pressure

Education

Bachelor's degree in business

Job description

Job Description:

Now hiring for candidates who can join us in early 2027 for roles in Cebu, Iloilo and Bacolod!

About BDO

BDO Unibank, Inc. is the Philippines’ leading full‑service bank, offering a wide range of financial and digital banking services. Guided by our brand promise “We Find Ways,” we are committed to delivering easy, reliable, and customer‑focused services. Build your career with a trusted industry leader.

Job Summary

The Relationship Manager/Account Officer is responsible for the overall relationship of the Bank with the client. This role generates business from existing and prospect accounts and manages the accounts to ensure attainment of individual business and revenue targets.

Key Responsibilities

• Solicits, develops and originates new deals and business opportunities from existing and prospective accounts and manages the loan‑and‑trade‑related relationship of his assigned portfolio


• Analyzes current and prospective portfolio and prepares growth and profitability account strategies


• Present value‑proposition to sales leads and current customers


• Ensure compliance with Banks policies, procedures and regulatory requirements

Qualifications

• Completion of Bachelors’ degree, preferably in a Business course


• Minimum four (4) years experience in client acquisition and/or investments


• Working knowledge on financial analysis and credit evaluation for Commercial Lending products is an advantage

Required Skills

• Strong communication and interpersonal skills


• Strong customer focus


• Ability to multitask and can work well under pressure