Relationship Manager-Commercial Banking

Union Bank of the Philippines; Cebu City, Davao City; On-site; PHP 600,000 - 1,000,000; Full time

Job summary

UnionBankofthePhilippines in Cebu City and Davao City seeks a Relationship Manager-Commercial Banking to oversee loan portfolios and evaluate credit applications. You will coordinate with internal teams to ensure sound credit decisions and timely resolutions for at-risk accounts.

The role emphasizes strong client relationships, financial analysis, and cross-functional collaboration across Legal, Collections, and Recovery to safeguard assets and optimize client outcomes.

Qualifications

• Experience in credit evaluation and financial analysis.
• Proven ability to manage loan portfolios and client relationships.
• Strong communication and risk assessment skills.
• Detail-oriented with cross-team coordination.
• Knowledge of legal, collections, and recovery processes is a plus.

Responsibilities

• Evaluate loan applications and prepare credit recommendations.
• Manage loan portfolios and monitor account performance.
• Conduct financial analysis to assess creditworthiness.
• Build and maintain relationships with borrowing clients.
• Coordinate with Legal, Collections, and Recovery to resolve issues.

Skills

Credit evaluation

Financial analysis

Loan portfolios

Client facing

Relationship management

Communication

Job description

1 - 5 Years

Employee

Job Description

GroupCompany: UnionBankofthePhilippines

Designation: RelationshipManager-CommercialBanking

OfficeLocation: Cebu City and DavaoCity

JobSummary: Managesloanportfoliosbyevaluatingcreditapplications,preparingapprovaldocuments,monitoringaccountperformance,andcoordinatingwithinternalteamstoensuresoundcreditdecisionsandeffectiveresolutionofproblematicaccounts.

What You’ll Do

• Evaluate loan applications and prepare credit recommendations for approval.
• Manage and grow loan portfolios while monitoring account performance.
• Conduct financial analysis and assess client creditworthiness.
• Build and maintain relationships with borrowing clients, handling inquiries and requests.
• Coordinate with internal teams (Legal, Collections, Recovery) to resolve issues and manage problematic accounts.

What We’re Looking For

• Strong background in credit evaluation and financial analysis.
• Experience in handling loan portfolios and client-facing roles.
• Ability to assess risk and make sound credit recommendations.
• Good communication and relationship management skills.
• Detail-oriented and able to coordinate effectively with multiple teams.

RequiredSkills:

• Thecandidateshouldhaveanadeptknowledgeinclientfacing,creditevaluationandfinancialanalysis.
• Hasthefollowingcompetencies:
• CustomerDataGathering
• CustomerGuidanceandAdvisory
• OpportunityIdentificationandManagement
• PersonalizedExperience
• RelationshipManagement

Job Snapshot

Updated Date

25-Sep-2026

Job ID

JOB_583

Department

Commercial Banking 4