Portfolio Risk & Analytics Specialist

GCash; Metro Manila; On-site; PHP 600,000 - 1,000,000; Full time

Job summary

GCash, a leading Philippine FinTech, seeks a data-driven analyst to review loan portfolios and develop credit risk insights. You will use SQL, Python, and data analytics tools to model portfolio quality and support policy decisions.

Join a collaborative team focused on risk management, reporting, and automation of dashboards and analyses to drive business goals while maintaining portfolio integrity.

Qualifications

• Bachelor's degree in Mathematics, Statistics, Economics, Physics, Finance, or a related quantitative field.
• Strong technical skills in SQL, Python, and data management/analytics tools.
• Solid knowledge of Credit Risk, Collections principles, and data-driven decision frameworks.

Responsibilities

• Review loan portfolio & model quality consistently.
• Plan, oversee & maintain reports and dashboards to support said reviews.
• Design & conduct analyses/investigations for credit policy development on matters such as: eligibility, line management, profitability, losses & write-offs, potential fraud.
• Document policies for management notification & approval and ensure implementation of approved policies.
• Prepare financial projections, sensitivity analysis, and stress testing on the portfolio of the loan product assigned.
• Proactively identify and escalating risks, as needed.
• Interface with business/product, collections, finance, & modelling teams, as well as management & partners to drive key decisions

Skills

SQL

Python

Data analytics

Credit risk knowledge

Collections principles

Education

Bachelor's degree in quantitative field

Tools

Data management tools

Job description

GCash, a leading Philippine FinTech, seeks a data-driven analyst to review loan portfolios and develop credit risk insights. You will use SQL, Python, and data analytics tools to model portfolio quality and support policy decisions.

Join a collaborative team focused on risk management, reporting, and automation of dashboards and analyses to drive business goals while maintaining portfolio integrity.