Portfolio Risk Analyst - FinTech Impact & Growth

Mynt; Metro Manila; On-site; PHP 670,000 - 1,116,000; Full time

Job summary

GCash seeks a data analytics professional to strengthen loan risk review processes. You will review portfolio quality, build reports, and collaborate with product, collections, and finance to drive credit decisions.

The role requires strong SQL, Python, and data management skills, with solid knowledge of credit risk and collections. You will design analyses, automate reports, and support policy development.

Qualifications

• Bachelor’s degree in a quantitative field.
• Strong SQL, Python, and data analytics skills.
• Solid knowledge of credit risk and collections principles.

Responsibilities

• Review loan portfolio & model quality consistently.
• Plan, oversee & maintain reports and dashboards to support reviews.
• Design analyses for credit policy development on eligibility, profitability, losses & write-offs.
• Document policies for management notification & approval and ensure implementation.
• Prepare projections, sensitivity analyses, and stress testing for the loan portfolio.
• Identify risks early and escalate as needed.
• Collaborate with business/product, collections, finance, and modelling teams to drive decisions.

Skills

SQL

Python

Data analytics

Credit risk

Education

Bachelor’s degree in Mathematics, Statistics, Economics, Physics, Finance, or related quantitative field

Job description

GCash seeks a data analytics professional to strengthen loan risk review processes. You will review portfolio quality, build reports, and collaborate with product, collections, and finance to drive credit decisions.

The role requires strong SQL, Python, and data management skills, with solid knowledge of credit risk and collections. You will design analyses, automate reports, and support policy development.