Portfolio Risk Analyst: Data-Driven Credit Risk

Globe Telecom, Inc.

Caloocan

On-site

PHP 600,000 - 900,000

Full time

11 days ago

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Job summary

GCash, the nation’s leading fintech app, seeks a data-driven analyst to review loan portfolios, design credit policy analyses, and produce reports that inform risk management decisions. You will collaborate with product, collections, and finance teams to maintain portfolio quality and drive business outcomes.

Ideal candidates bring strong SQL/Python skills and a degree in a quantitative field, with a focus on data management and risk analytics.

Qualifications

Bachelor's degree in Mathematics, Statistics, Economics, Physics, Finance, or a related quantitative field.
Strong technical skills in SQL, Python, and data management/analytics tools.
Solid knowledge of Credit Risk, Collections principles, and data-driven decision frameworks.

Responsibilities

Review loan portfolio & model quality consistently.
Plan, oversee & maintain reports and dashboards to support reviews.
Design & conduct analyses for credit policy development on eligibility, profitability, losses & write-offs, fraud.
Document policies for management notification & approval and ensure implementation of approved policies.
Prepare financial projections, sensitivity analysis, and stress testing on the loan portfolio.
Identify and escalate risks as needed.
Interface with business/product, collections, finance, & modelling teams to drive key decisions.