Portfolio Risk Analyst

Globe Telecom, Inc.; Philippines; On-site; PHP 600,000 - 900,000; Full time

Benefits offered by this job

Career growth opportunities

Competitive compensation package

Flexible benefits

Job summary

Globe Telecom, Inc. in the Philippines is seeking a Portfolio Risk Analyst to review loan portfolios, monitor model quality, and support policy decisions. You will design analyses, prepare projections, and escalate risks as needed.

The role calls for advanced SQL and Python skills, data-driven decision making, and collaboration with product, collections, finance, and modelling teams to drive portfolio quality and reporting automation.

Qualifications

• Bachelor's degree in a quantitative field is required.
• Strong knowledge of Credit Risk and Collections principles.
• Advanced data analytics and data-driven decision frameworks required.

Responsibilities

• Review loan portfolio and model quality consistently.
• Plan, oversee & maintain reports and dashboards to support reviews.
• Design & conduct analyses for credit policy development (eligibility, profitability, losses).
• Document policies for management notification & approval and ensure implementation.
• Prepare financial projections, sensitivity analysis, and stress testing on the portfolio.
• Identify and escalate risks, and interface with cross-functional teams to drive decisions.
• Automate reports and processes and perform ad hoc analyses as required.

Skills

Credit risk knowledge

SQL

Python

Education

Bachelor's degree in Mathematics, Statistics, Economics, Physics, Finance, or related quantitative field

Tools

SQL

Python

Job description

## Portfolio Risk AnalystApply: NCR - WCC: Full time: Posted Today: End Date: December 16, 2026 (30+ days left to apply): R0000021953Do you want to take the first step in making Filipinos’ lives better everyday? Here in GCash we want to stay at the forefront of the FinTech industry by creating innovative, meaningful, and convenient financial solutions for the nation! G ka ba? Join the G Nation today!Overall Duties and ResponsibilitiesDoes (*The tasks / responsibilities that the role performs to address requirements in Key Result Areas)** Review loan portfolio & model quality consistently.* Plan, oversee & maintain reports and dashboards to support said reviews.* Design & conduct analyses/investigations for credit policy development on matters such as: eligibility, line management, profitability, losses & write-offs, potential fraud.* Document policies for management notification & approval and ensure implementation of approved policies.* Prepare financial projections, sensitivity analysis, and stress testing on the portfolio of the loan product assigned.* Proactively identify and escalate risks, as needed.* Interface with business/product, collections, finance, & modelling teams, as well as management & partners to drive key decisionsDisplays (*The Knowledge, Skills, and Behaviors indicating how tasks / responsibilities will be performed*)* Knowledge of credit risk and collections principles and data analytics to influence data driven decisions in managing portfolio quality* Advance SQL and data management skills* Adept in Python for modeling and automationDelivers (*specific outputs / tangible results produced by the role; resources responsible for*)* Identify potential issues in the portfolio and engage necessary parties to minimize impact* Recommend strategies/actions to support business goals while ensuring portfolio quality is maintained* Generate credit risk and collections reports to monitor portfolio quality* Interpret reports and recommend actions to improve portfolio quality* Automate reports and processes* Perform ad hoc analysis as required **Qualifications & Requirements**- Bachelor's degree in Mathematics, Statistics, Economics, Physics, Finance, or a related quantitative field.- Strong technical skills in SQL, Python, and data management/analytics tools.- Solid knowledge of Credit Risk, Collections principles, and data-driven decision frameworks. **What We Offer**Opportunity for career growth and development in the #1 FinTech company in the country Working with a dynamic and highly collaborative team who want to change the game A company that values their people with highly competitive and flexible compensation and benefits package