Mortgage Disclosure Specialist

NightOwl Consulting; Philippines; On-site; PHP 312,000 - 391,000; Full time

Benefits offered by this job

Above market salary

HMO on Day 1

Government-mandated benefits

Performance-based incentives

Quarterly company events

1,000 PHP de minimis

Equipment and software provided

Job summary

NightOwl Consulting is seeking an experienced Disclosure Analyst to ensure disclosures are accurate, complete, and regulatory-compliant. You will review and draft disclosures, respond to regulator inquiries, and coordinate with settlement agents to obtain fee sheets.

The role requires 1+ year of Disclosure Analyst experience, with TRID awareness and mortgage disclosure knowledge. Video interview steps precede an in-person interview, and a full-time on-site position is offered.

Qualifications

• 1+ years of Disclosure Analyst experience is required.
• Experience reviewing and drafting disclosures in a regulatory context.
• Ability to analyze documents for TRID and federal lending requirements.

Responsibilities

• Receive and process disclosure requests; track queues for timely issuance.
• Analyze loan terms, escrow data, and fee requirements for compliance.
• Coordinate with Settlement Agents for title fee sheets and disclosures.
• Update software systems and issue disclosure packages as needed.
• Read and implement updates to workflows, policies, and product changes.

Skills

Disclosure process

TRID guidelines

Mortgage disclosures

Regulatory compliance

Escrow data analysis

Loan terms analysis

Attention to detail

Regulatory inquiries

Tools

Encompass

Job description

NightOwl Consulting is seeking an experienced Disclosure Analyst to ensure disclosures are accurate, complete, and regulatory-compliant. You will review and draft disclosures, respond to regulator inquiries, and coordinate with settlement agents to obtain fee sheets.

The role requires 1+ year of Disclosure Analyst experience, with TRID awareness and mortgage disclosure knowledge. Video interview steps precede an in-person interview, and a full-time on-site position is offered.