LOANS SPECIALIST-SALES (MOLO, ILOILO)

East West Rural Bank, Inc.; Navais; On-site; PHP 201,000 - 312,000; Full time

Job summary

East West Rural Bank, Inc. is seeking a Loans Specialist-Sales (Marketing) to perform field visits, engage clients, and promote bank products through active sales and marketing efforts.

You will facilitate loan applications, verify documents, underwrite loans, monitor status, and ensure timely reporting while maintaining accuracy and customer focus.

Join a team focused on service quality and growth, with opportunities to enhance your skills in a dynamic rural banking environment.

Qualifications

• Graduate of a 4-year course; bachelor's degree preferred.
• Resident within 30 minutes travel to the store location.
• Strong MS Office proficiency.
• Good verbal and written communication abilities.

Responsibilities

• Do site/ area visits (field work) within the area and nearby towns.
• PerformSales and Marketing on bank's products.
• Do client engagement and product orientation; implement marketing strategies.
• Facilitate loan applications to clients.
• Verify and check loan documents for validity.
• Review loan applications; underwrite and follow up as needed.
• Ensure efficient loan document preparation and processing.
• Facilitate loan approval and monitor application status.
• Prepare accurate loan reports and monitor past due rates.
• Ensure releases billed and deductions on the correct date.
• Assist in collection and promotion activities.

Skills

MS Office Proficiency

Verbal communication

Written communication

Judgment

Problem solving

Customer focus

Results driven

Team player

Stress tolerance

Attention to detail

Integrity

Fast learner

Willing to learn

Driving skills

Education

Bachelor's degree (4-year)

Tools

MS Office

Job description

Job Duties and Responsibilities for Loans Specialist-Sales (Marketing):

• Do site/ area visits (Field work) within the area and nearby towns

• Perform Sales and Marketing on bank's products

• Do client engagement, perform product orientation, and other marketing strategies of the bank.

• Facilitate Loan Application to Clients

• Verify and check the validity and authenticity of loan application document attachments

• Review Loan Application Forms; Evaluate loan application, perform follow-ups, if necessary, conduct of "Know Your Customer" and loans underwriting

• Ensures efficient loan document preparation and loan processing

• Facilitate approval of loan application

• Monitor loan application status

• Make sure to do accurate, complete and timely loan report preparation and submission.

• Make sure to accurately monitor loans to achieve low to zero past due rate.

• Ensure all releases are billed and duly deducted on the identified effectiveness date

• Prepare/ Compose justification for Deviation

• Assist in collection and promotion activities

Job Qualification and Competencies Requirement:

• Graduate of at least a 4-year course, bachelor's degree, preferably Business-related courses

• With background in Loans and Microfinance is an advantage

• A resident of the area or of nearby places (within 30 min travel time to the store location)

• Very good MS Office Application Proficiency

• Good Judgment skills

• Good verbal and written communication skills

• Good problem-solving skills

• Very good human relations skills

• Fast Learner and willing to learn

• Customer Focused

• Results Driven

• Good Stress Tolerance

• Keen to details

• With Integrity

• Good team player

• With driving skills (with license)