Loans Specialist-Sales for Lipa

East West Rural Bank, Inc.; Tangob; On-site; PHP 180,000 - 240,000; Full time

Job summary

East West Rural Bank, Inc. is seeking a Loans Specialist-Sales (Marketing) to visit branches and communities, promote bank products, engage clients, and drive loan applications. You will verify documents, assist in underwriting, and monitor loan statuses to maintain healthy portfolios.

Role requires strong communication, detail orientation, and local area knowledge; driving is a plus. You will contribute to collections and promotional activities while representing the bank in the Tangob area.

Qualifications

• Bachelor's degree in a four-year course, preferably business-related.
• Background in Loans and Microfinance is an advantage.
• Resident of the area or nearby (within 30 min travel time to the store).
• Very good MS Office application proficiency.
• Good Judgment skills.
• Good verbal and written communication skills.
• Good problem solving skills.
• Very good human relations skills.
• Fast Learner and willing to learn.
• Customer Focused.
• Results Driven.
• Good Stress Tolerance.
• Keen to details.
• With Integrity.
• Good team player.
• With driving skills (with license) is an advantage.

Responsibilities

• Do site/ area visits (Field work) within the area and nearby towns
• Perform Sales and Marketing on bank's products
• Do client engagement, perform product orientation, and other marketing strategies of the bank.
• Facilitate Loan Application to Clients
• Verify and check the validity and authenticity of loan application document attachments
• Review Loan Application Forms; Evaluate loan application, perform follow-ups if necessary conduct of "Know Your Customer" and loans underwriting
• Perform credit background
• Ensures efficient loan document preparation and loan processing
• Facilitate approval of loan application
• Monitor loan application status
• Make sure to do accurate, complete and timely loan report preparation and submission.
• Make sure to accurately monitor loans to achieve low to zero past due rate.
• Ensure all releases are billed and duly deducted on the identified effectivity date
• Assist in collection and promotion activities

Skills

Sales & Marketing

Communication skills

Problem solving

Team player

Local to area

Driving skills

Customer focus

Education

Bachelor's Degree

Business-related degree

Tools

MS Office

Job description

Job Duties and Responsibilities for Loans Specialist-Sales (Marketing):

• Do site/ area visits (Field work) within the area and nearby towns

• Perform Sales and Marketing on bank's products

• Do client engagement, perform product orientation, and other marketing strategies of the bank.

• Facilitate Loan Application to Clients

• Verify and check the validity and authenticity of loan application document attachments

• Review Loan Application Forms; Evaluate loan application, perform follow-ups if necessary conduct of "Know Your Customer" and loans underwriting

• Perform credit background

• Ensures efficient loan document preparation and loan processing

• Facilitate approval of loan application

• Monitor loan application status

• Make sure to do accurate, complete and timely loan report preparation and submission.

• Make sure to accurately monitor loans to achieve low to zero past due rate.

• Ensure all releases are billed and duly deducted on the identified effectivity date

• Assist in collection and promotion activities

Job Qualification and Competencies Requirement::

• Graduate of at least a 4-year course, Bachelor's Degree, preferably Business-related courses

• With background in Loans and Microfinance is an advantage

• A resident of the area or of nearby places (within 30 min travel time to the store location)

• Very good MS Office Application Proficiency

• Good Judgment skills

• Good verbal and written communication skills

• Good problem solving skills

• Very good human relations skills

• Fast Learner and willing to learn

• Customer Focused

• Results Driven

• Good Stress Tolerance

• Keen to details

• With Integrity

• Good team player

• With driving skills (with license) is an advantage