Loan Program Officer - Portfolio Growth & Impact

ECLOF Philippines Microfinance, Inc.; Kabayan; On-site; PHP 223,000 - 335,000; Full time

Job summary

ECLOF Philippines Microfinance, Inc. seeks a field-oriented loan officer to support clients, assess business viability, and ensure repayments while enforcing internal controls in line with organizational policies.

Reporting to the Program Supervisor, you will identify prospective clients, process loans, monitor fund utilization, and prepare timely reports, building strong client relationships and adhering to microfinance standards.

Qualifications

• Understanding entrepreneurship and business processes.
• Knowledge of marketing financial products and services.
• Analytical skills and ability to interpret data.
• Strong written and verbal communication abilities.
• Excellent interpersonal skills for client engagement.
• Creativity and innovative thinking in problem solving.

Responsibilities

• Identify prospective clients in target communities and grow the portfolio.
• Review applicants' finances, credit history, and business potential to build a client profile.
• Prepare loan checklists and gather documents after approval.
• Encode client information accurately into the data system.
• Visit clients to monitor loan usage and collect regular reports.
• Prepare timely reports on field activities and loan utilization.

Skills

Entrepreneurship knowledge

Marketing financial products

Analytical skills

Written and verbal communication

Interpersonal skills

Creativity and innovation

Job description

ECLOF Philippines Microfinance, Inc. seeks a field-oriented loan officer to support clients, assess business viability, and ensure repayments while enforcing internal controls in line with organizational policies.

Reporting to the Program Supervisor, you will identify prospective clients, process loans, monitor fund utilization, and prepare timely reports, building strong client relationships and adhering to microfinance standards.