Loan Officer

BDO Unibank; Zamboanga del Sur; On-site; PHP 240,000 - 360,000; Full time

Job summary

BDO Unibank in the Philippines seeks an Account Officer to promote and sell salary loan products to DepEd employees and other accredited institutions. You will identify applicants, guide them through the application process, and ensure products meet clients’ financial needs.

You will establish strong client relationships, work with internal teams to ensure smooth loan processing, and aim to meet sales targets while cross-selling other bank products. Fieldwork is required.

Qualifications

• 2+ years of work experience in customer service or in lending institutions.
• Familiarity with Salary Loan products.
• Willing to perform fieldwork.

Responsibilities

• Actively promote and market salary loan products.
• Generate quality Salary Loan accounts and meet sales quota.
• Identify and generate new leads, focusing on eligible clients and potential institutions.
• Establish relationships with School Principals, Teachers and Employees.
• Work with collections team to manage delinquent accounts.
• Prepare and submit regular sales calls and reports.
• Cross-sell other bank products.

Skills

Sales experience

Customer service

Fieldwork

Salary loan products

Job description

• The Account Officer is responsible for promoting and selling salary loan products to the employees of DepEd and other accredited institutions. This role involves identifying potential loan applicants, guiding them through the application process and ensuring that loan products meet the financial needs of the clients.
• The Account Officer must maintain strong relationship with the clients and collaborate with internal departments to ensure smooth processing of loans.

Duties and Responsibilities:

• Actively promote and market salary loan products, highlighting the benefits of the loan offerings.
• Generate quality Salary Loan accounts and ensuring that sales quota is met for releases and loan portfolio.
• Identify and generate new leads, focusing on eligible clients, and identify potential institutions and clients that can be tapped for production related activities.
• Responsible for establishing relationship with School Principals, Teachers and Employees.
• Work with collections team to manage delinquent accounts
• Prepare and submit regular sales calls and reports.
• Cross-sell other bank products.
• With sales experience in selling consumer loan and other bank products
• With at least two (2) years of experience in any field such as customer service of any financial or lending institutions.
• Familiarity in Salary Loan products
• Applicant must be willing to do fieldwork