Loan Officer

Makati Finance Corporation; Tarlac City; On-site; PHP 300,000 - 540,000; Full time

Benefits offered by this job

HMO

Life Insurance

Dependent Insurance

Accidental Insurance

Medical

Loan Facilities Program

Performance Bonus

Early Retirement Program

Trainings and Seminars

Work Life Balance

Career Growth

Regular working hours

Job summary

Makati Finance Corporation is seeking an Account Officer for Business Loans in the Philippines, focusing on prospecting, evaluation, and loan processing to support growth for entrepreneurs and clients.

You will handle credit evaluation, documentation, and relationship management while promoting Doctor’s Loans, Micro Business Loans, Big Bike Loans, and more to maximize client value and sales potential.

Qualifications

• Bachelor's degree in Finance, Business, Management or related field.
• At least 2 years of experience as Sales Account Officer, Loan Officer, or similar customer-facing role.
• Strong understanding of mortgage and loan products, including credit assessment and approval processes.
• Excellent communication and interpersonal skills with clients.
• Highly detail-oriented, with strong organizational and time management skills.
• Proficient in Microsoft Word and capable of preparing accurate documentation.
• A commitment to delivering exceptional customer service.

Responsibilities

• Source and pursue new business opportunities through fieldwork, referrals, and digital channels.
• Execute sales and marketing strategies to achieve and exceed loan targets.
• Deliver product presentations, visit clients, and ensure KYC compliance.
• Facilitate loan applications by securing requirements and coordinating documentation.
• Manage client accounts to ensure timely repayments and cross-sell other financial products.

Skills

Sales experience

Customer relationships

Communication

Detail-oriented

Time management

Documentation

Education

Bachelor's degree in Finance/Business/Management

Tools

Microsoft Word

Job description

Major Function:

As a Account Officer for Business Loans, you will play a vital role in helping entrepreneurs, business owners, and individual clients gain access to financial solutions that fuel their growth and success. You will oversee the end-to-end loan process—from prospecting and evaluation to credit approval preparation and account management—ensuring timely loan releases and sustainable repayment performance.

This role requires a balance of sales drive, financial analysis, and strong relationship management. While your primary focus will be on expanding Makati Finance Corporation’s Business Loan portfolio, you will also promote and support our other financial products—such as Doctor’s Loans, Micro Business Loans, Big Bike Loans, and more—allowing you to maximize client value, broaden your expertise, and expand your sales potential, all while upholding the highest standards of compliance and risk management.

What you'll be doing?

Sales Generation & Market Development

• Source and pursue new business opportunities through fieldwork, referrals, and digital platforms.

• Execute sales and marketing strategies to achieve and exceed loan targets.

Client Engagement & Conversion

• Deliver persuasive product presentations, conduct client site visits, and ensure thorough Know Your Customer (KYC) compliance.

• Facilitate smooth loan applications by securing client requirements and ensuring efficient documentation.

Credit Evaluation & Approval Preparation

• Conduct comprehensive credit and financial assessments to evaluate client eligibility.

• Prepare and endorse complete credit approval packages for management and committee decision-making.

• Ensure loan proposals comply with company policies, credit standards, and regulatory guidelines.

Portfolio & Relationship Management

• Manage client accounts to ensure timely repayments and minimize delinquencies.

• Build strong client relationships while cross-selling other MFC financial products to maximize business opportunities.

Team Contribution

• Collaborate with internal departments to streamline loan processing and enhance client experience.

• Support the team in achieving overall business goals by taking on additional responsibilities as needed.

What we're looking for?

• A Bachelor’s degree in Finance, Business, Management, or any related field

• At least 2 years of experience as a Sales Account Officer, Loan Officer, or in a similar customer-facing financial services role

• Strong understanding of mortgage and loan products, including credit assessment and approval processes

• Excellent communication and interpersonal skills, with the ability to build strong relationships with clients

• Highly detail-oriented, with strong organizational and time management skills

• Proficient in Microsoft Word and capable of preparing accurate documentation

• A strong commitment to delivering exceptional customer service

What Awaits You at MFC?

• Competitive compensation package.

• Attractive performance-based incentives and sales commissions.

• Comprehensive benefits package including health insurance, leave entitlements, and government-mandated benefits.

• Professional growth through continuous training, mentoring, and career advancement opportunities.

• A supportive and dynamic work environment where your contributions directly impact client success and company growth.

What awaits you if you consider this opportunity?

• HMO

• Life Insurance

• Dependents Insurance

• Accidental Insurance

• Medical

• Loan Facilities Program

• Performance Bonus

• Early Retirement Program

• Trainings and Seminars

• Work Life Balance

• Career Growth

• Regular working hours