Loan Officer

Firstlead Incorporated; Pasig; On-site; PHP 223,200 - 334,800; Full time

Job summary

A financial services company is looking for a motivated Loan Sales Representative to market business loan products, conduct credit investigations, and manage loan collections. The ideal candidate should have strong sales and negotiation skills, be willing to travel daily, and possess a motorcycle along with a valid driver's license. This role involves maintaining client relationships and ensuring timely payments on loans, making it essential for candidates to be results-oriented and reliable.

Qualifications

• Experience in lending, microfinance, sales, CI, or collections is an advantage.
• Must have a motorcycle and a valid driver’s license.
• Willing to travel daily for fieldwork.

Responsibilities

• Actively market and promote business loan products.
• Conduct credit investigations through field verification.
• Monitor loan accounts and ensure timely payments.

Skills

Communication skills

Negotiation skills

Fieldwork capability

Education

High School Graduate or College Level

Job description

Description

Key Responsibilities:

1. Loan Sales & Client Acquisition

• Actively market and promotebusiness loan products starting at ₱300,000.
• TargetSmall and Medium-Sized Enterprises (SMEs).
• Conduct field visits to assess client business operations, cash flow, and loan eligibility.
• Clearly explain loan terms, requirements, interest rates, and repayment schedules.
• Close loan deals and assist clients in completing and submitting required documentation.
• Build and maintain strong, long-term relationships with clients.

2. Credit Investigation (CI)

• Perform thorough credit investigations through field verification.
• Validate client identity, residence, business operations, and character.
• Gather accurate information and prepare complete CI reports.
• Submit findings and recommendations for loan approval.

3. Collection & Account Monitoring

• Monitor loan accounts and ensure timely payments.
• Conduct field follow-ups and collections for overdue accounts.
• Serve, explain, and documentnotices to clients with delayed or unpaid accounts.
• Coordinate delinquent cases with management and recommend actions.

Qualifications:

• At least High School Graduate or College Level (Bachelor’s degree is an advantage).
• Experience inlending, microfinance, sales, CI, or collections is an advantage.
• Strong fieldwork capability and willingness to travel daily.
• Good communication, negotiation, and closing skills.
• Able to assess business viability and client payment capacity.
• Honest, reliable, and results-oriented.
• Willing to be assigned in any area as required by company operations.
• Must have a motorcycle and a valid driver’s license.

Available Areas:

• NCR
• Tarlac
• Nueva Ecija