Loan and Savings Head

ANRU MPC; Mandaluyong; On-site; PHP 446,400 - 669,600; Full time

Job summary

A financial institution in Mandaluyong is seeking a Loan and Savings Head to oversee the loan and savings department. This role includes leading a team, ensuring compliance with banking regulations, and driving growth in loans and deposits. The ideal candidate will have 3-5 years of experience in a financial setting and possess a Bachelor's degree. Strong leadership and problem-solving skills are essential. This is a full-time, on-site position.

Qualifications

• 3-5 years of experience in a relevant financial role.
• Strong understanding of loan origination and underwriting processes.
• Knowledge of compliance regulations related to lending and savings.

Responsibilities

• Oversee the loan application process, including credit evaluation, income verification, and collateral assessment.
• Lead and manage a team of loan officers and savings representatives.
• Ensure adherence to credit policies and guidelines to minimize loan risks.

Skills

Leadership Skills

Attention to Details

Financial Literate

Problem-Solving

Credit Underwriting

Compliance Program Management

Education

Bachelor's degree

Job description

On-site - Mandaluyong 3-5 Yrs Exp Bachelor Full-time

Job Description

Responsible for overseeing the entire loan and savings department within a financial institution, the Loan and Savings Head manages a team of professionals, ensures compliance with regulations, drives loan and deposit growth, and maximizes profitability through strategic evaluation of credit risks and product optimization for both loan and savings account.

• Lead and manage team of loan officers, savings representatives, and related staff.
• Set performance goals, provide coaching and professional development opportunities, and evaluate team performance.
• Monitor individual productivity and identify areas for improvement.
• Coordinate with other departments to ensure smooth and seamless loan processing and customer service.

Loan Origination and Underwriting:

• Oversee the loan application process, including credit evaluation, income verification, and collateral assessment.
• Ensure adherence to credit policies and guidelines to minimize loan risks.
• Review complex loan applications and make lending decisions within credit authority.
• Ensure that all loan products are compliant with relevant banking regulations and industry standards.

Compliance and Strategic take:

• Ensure up to date and adherence to all lending and savings regulations, laws including consumer protection laws.
• Prepare and submit accurate loan and deposit reports to senior management and regulatory bodies.
• Ensure the integrity of financial data and transaction records.
• Monitor and report on loan portfolio performance, identifying areas of risk and implementing strategies for improvement.
• Develop and implement strategies for improving savings account products and loan offerings.
• 3-5 years of experience.
• Bachelor's degree required.

Analysis and Problem-Solving Financial Literate RFP Bank Transaction CFA Compliance Program Management Credit Underwriting Attention to Details Leadership Skills