Turning Australian Mortgage Applications Into Smoother Paths To Settlement
Put your Australian mortgage processing expertise to work in a role where accuracy, initiative, and strong lender knowledge make a difference. As a Junior Parabroker at Emapta, you'll manage residential and investment loan applications from submission through settlement, assess borrower information, coordinate with lenders and other stakeholders, and keep applications moving toward completion.
Job Overview
- Employment Type: Full-time
- Shift: Day Shift, Weekends Off
- Work Setup: Work From Home
- Salary: Negotiable based on skills and relevant experience
Exciting Perks Await!
- Day 1 HMO coverage with free dependent
- Competitive Salary Package
- Permanent WFH arrangement
- Day Shift Schedule
- Fixed weekends off
- Fully customized Emapta laptop with peripherals
- Salary Advance Program through our banking partner (Eligibility and approval subject to bank assessment. Available to account holders with minimum of 6 months company tenure.)
- Unlimited upskilling through Emapta Academy courses (Want to know more? Visit: https://emapta.com/training-calendar/)
- Free 24/7 access to our office gyms (Ortigas and Makati) with a free physical fitness trainer!
- Exclusive Emapta Lifestyle perks (hotel and restaurant discounts, and more!)
- Unlimited opportunities for employee referral incentives across the organization
- Standard government and Emapta benefits
- Total of 20 annual leaves to be used on your own discretion (including 5 credits convertible to cash)
- Fun engagement activities for employees
- Mentorship and exposure to global leaders and teams
- Career growth opportunities
- Diverse and supportive work environment
Qualifications
Essential skills and experience
- At least 2 years of experience in Australian mortgage processing or parabroking
- Strong knowledge of Australian lender policies
- Experience with residential lending, refinancing, equity release, construction lending, and investment lending
- Ability to calculate complex PAYG, casual, contractor, and self-employed income
- Experience using servicing calculators
- Excellent understanding of credit assessment
- Strong written and verbal English communication skills
- High attention to detail
- Ability to manage multiple files simultaneously
- Ability to work independently and prioritize urgent matters
- Strong problem-solving skills
Systems experience
- Preferred experience with Infinity/MyCRM, ApplyOnline, Mercury Nexus, FileInvite, and DocuSign
- Proficiency in Microsoft Office, Outlook, and Teams
- Experience using lender servicing calculators
Nice to have
- SMSF lending experience
- Commercial lending experience
- Asset finance knowledge
- Experience working with Australian mortgage brokers
- Understanding of Finsure compliance requirements
Key Responsibilities
Loan processing and assessment
- Manage Australian residential and investment loan applications from submission through settlement
- Review client documents and identify outstanding requirements
- Calculate borrowing capacity and verify income for PAYG, casual, self-employed, trusts, company structures, and SMSF applicants
- Prepare lender applications and supporting submission notes
- Review loan approvals and loan documents
Stakeholder coordination
- Liaise with clients, lenders, solicitors, builders, valuers, and other third parties
- Follow up on outstanding lender requirements and ensure files progress within agreed service-level agreements (SLAs)
- Order valuations and monitor their progress
- Coordinate settlements and construction loan progress payments
Compliance and pipeline management
- Maintain accurate CRM records using Infinity/MyCRM or equivalent systems
- Prepare compliance documentation and ensure files meet aggregator and lender requirements
- Proactively manage a pipeline of files with minimal supervision
About the Client
Our client provides a finance-focused platform designed to help businesses navigate their financial needs and growth strategies. Its resources cover areas such as business loans, credit cards, financial forecasting, and broader business finance guidance. By making relevant information and services accessible to aspiring entrepreneurs and established business owners, the platform aims to support informed financial decisions and sustainable business growth.
Join the Top 1% Talent. A better career. A better life.
Welcome to Emapta Philippines: home to professionals who choose growth, balance, and impact. Recognized as one of HR Asia's Best Companies to Work For in Asia 2026 for the fifth year in a row and winner of Inspiring Workplaces Australasia 2026, Emapta offers more than opportunities -- it provides a career environment where people thrive. Collaborate with global teams, build meaningful expertise, and grow in a culture that prioritizes both performance and well-being.