Head of Lending

Revolut; Philippines; On-site; PHP 2,400,000 - 3,800,000; Full time

Job summary

Revolut in the Philippines is seeking a Head of Lending to scale our lending business and expand our retail product offering. You will manage regulatory relationships to secure lending licences and establish local infrastructure with credit bureaus.

You will oversee regional credit P&L, build partnerships, and coordinate with global teams to execute go-to-market plans and marketing campaigns, while balancing risk with growth in a dynamic fintech environment.

Qualifications

• 8+ years of experience in retail credit products, ideally credit cards.
• A demonstrated track record of building credit products or lending businesses.
• In-depth knowledge of regional retail credit landscapes, regulatory frameworks, and consumer behaviour.
• Expertise working with alternative data sources for credit underwriting or risk profiling.
• A broad understanding of risk management principles.
• A detail-oriented, structured mindset.
• Great interpersonal and negotiation skills.
• The ability to prioritise features based on customer needs and wants.
• Exceptional data fluency and a background in objective decision-making.
• Fluency in English with the capacity to clearly communicate with global stakeholders.

Responsibilities

• Setting the vision for new products and features.
• Building credit products with world-class customer experiences in mind.
• Managing relationships with regulators and local authorities.
• Owning the regional credit P&L.
• Establishing reliable and reputable third-party partnerships.
• Working closely with local Risk leadership to manage credit risk, while balancing customer onboarding friction with portfolio safety.
• Scoping localised market requirements, including technical features, infrastructure, and funding options with Treasury.
• Coordinating with global cross-functional teams to execute go-to-market plans and marketing campaigns.

Job description

About Revolut

People deserve more from their money. More visibility, more control, and more freedom. Since 2015, Revolut has been on a mission to deliver just that. Our powerhouse of products — including spending, saving, investing, exchanging, travelling, and more — help our 75+ million customers get more from their money every day.

As we continue our lightning-fast growth, 2 things are essential to our success: our people and our culture. In recognition of our outstanding employee experience, we've been certified as a Great Place to Work™. So far, we have 13,000+ people working around the world, from our offices and remotely, to help us achieve our mission. And we're looking for more brilliant people. People who love building great products, redefining success, and turning the complexity of a chaotic world into the simplicity of a beautiful solution.

About The Role

The Credit team at Revolut creates and scales lending features that power global growth. They manage the entire product lifecycle, from backend systems to customer‑facing experiences. By combining market insight, risk expertise, and technical precision, they deliver safe, forward‑thinking solutions tailored to each region.

We’re looking for a Head of Lending to scale our lending business and expand our retail product offering. You’ll be managing regulatory relationships to secure lending licences and establishing local infrastructure with credit bureaus.

What You’ll Be Doing

• Setting the vision for new products and features
• Building credit products with world‑class customer experiences in mind
• Managing relationships with regulators and local authorities
• Owning the regional credit P&L
• Establishing reliable and reputable third‑party partnerships
• Working closely with local Risk leadership to manage credit risk, while balancing customer onboarding friction with portfolio safety
• Scoping localised market requirements, including technical features, infrastructure, and funding options with Treasury
• Coordinating with global cross‑functional teams to execute go‑to‑market plans and marketing campaigns

What You’ll Need

• 8+ years of experience in retail credit products, ideally credit cards
• A demonstrated track record of building credit products or lending businesses
• In‑depth knowledge of regional retail credit landscapes, regulatory frameworks, and consumer behaviour
• Expertise working with alternative data sources for credit underwriting or risk profiling
• A broad understanding of risk management principles
• A detail‑oriented, structured mindset
• Great interpersonal and negotiation skills
• The ability to prioritise features based on customer needs and wants
• Exceptional data fluency and a background in objective decision‑making
• Fluency in English with the capacity to clearly communicate with global stakeholders

Nice to have

• A master's degree in a relevant field
• Working knowledge of SQL, R, Python, and/or other data analysis tools
• Experience in fast‑paced fintech environments

Building a global financial super app isn’t enough. Our Revoluters are a priority, and that’s why in 2021 we launched our inaugural D&I Framework, designed to help us thrive and grow everyday. We’re not just doing this because it’s the right thing to do. We’re doing it because we know that seeking out diverse talent and creating an inclusive workplace is the way to create exceptional, innovative products and services for our customers. That’s why we encourage applications from people with diverse backgrounds and experiences to join this multicultural, hard‑working team.