Credit Manager (Fraud)

Revolut; España; On-site; PHP 4,227,052 - 6,038,647; Full time

Job summary

Revolut is seeking a Credit Manager in Romblon, España, to oversee credit fraud within their global finance operations. You will manage product compliance, optimize fraud detection strategies, and engage with regulatory bodies.

The ideal candidate has 5+ years of experience in financial crime management, with expertise in trade finance products and a strong analytical mindset. Exciting opportunities for impacting global operations await.

Qualifications

• 5+ years of experience managing financial crime or credit fraud.
• Hands-on involvement in trade finance product launches and reviews.
• Proven success implementing fraud controls and metrics in business lending.
• Familiarity with AML/KYC processes and controls.

Responsibilities

• Contributing to product and risk reviews of trade finance products.
• Ensuring compliance with group financial crime policies.
• Improving financial crime policies and procedures.
• Monitoring and updating fraud risk models.
• Investigating and remediating risk incidents.

Skills

Financial crime management

Trade finance product knowledge

Fraud control implementation

Data analysis

Regulatory compliance

Problem-solving

Tools

SQL

Data analysis tools

Job description

The Credit team at Revolut creates and scales lending features that power global growth. They manage the entire product lifecycle, from backend systems to customer‑facing experiences. By combining market insight, risk expertise, and technical precision, they deliver safe, forward‑thinking solutions tailored to each region.

We’re looking for a Credit Manager to oversee credit fraud within our global finance operations. Using your knowledge of regulatory risk and compliance standards, you’ll develop strategic initiatives to optimise fraud detection and mitigation powered by data‑driven analysis, while keeping up with emerging fraud trends.

What You’ll Be Doing

• Contributing to product and risk reviews of supply chain/trade finance products, including payables (SCF, trade loan, dynamic discounting) and receivables (RF, invoice discounting, etc.)
• Ensuring product‑level compliance with group fraud and financial crime policies
• Continuously improving financial crime policies, procedures, and the structured trade finance playbook
• Scoping necessary controls and monitoring (updating/fine‑tuning) fraud risk models, proposing improvements to existing tools
• Strategically investigating and ensuring remediation of risk incidents, issues, and control breaches
• Engaging cross‑functionally to drive the prioritisation of financial crime‑related issues
• Engaging with regulatory bodies and internal teams to ensure compliance with financial crime requirements at a global scale
• Establishing key metrics and dashboards for proactive monitoring of early warning indicators, differentiating between various forms of receivable financing fraud
• Owning and delivering required updates on credit fraud at various forums and committees

What You’ll Need

• 5+ years of experience managing financial crime or credit fraud
• Hands‑on involvement in trade finance product launches and reviews within a commercial bank
• A good understanding of payables finance (SCF, trade loan, dynamic discounting) and receivables finance (RF, invoice discounting, factoring, PO finance)
• Proven success implementing fraud controls and metrics for complex business lending scenarios
• Familiarity with financial crime‑related investigative processes
• Experience implementing fraud controls and metrics
• A highly analytical mindset with excellent problem‑solving skills
• Curiosity and a drive to identify and implement improvements to automate wherever possible
• Familiarity with AML/KYC control environments and key concepts, such as customer due diligence, screening, ID&V, risk scoring, and periodic reviews

Nice to Have

• Broad market and product experience across various trade finance jurisdictions
• A solid understanding of credit policy governance frameworks, and the ability to work through the 2nd/3rd line of defence in a competent manner
• Excellent knowledge of SQL and other data analysis tools
• A clear and structured communication style, with the ability to explain complex trade concepts simply