Head of Financial Crime Risk

Revolut; España; On-site; PHP 4,523,312 - 5,915,100; Full time

Job summary

Revolut is looking for a Head of Financial Crime Operations in Romblon, España. This role requires identifying financial crime threats and ensuring operational compliance across Europe. Candidates should possess a significant background in compliance and financial crime, excellent management skills, and fluency in English.

The successful applicant will oversee the FinCrime team, implement risk mitigants, and ensure adherence to legal standards and internal requirements.

Qualifications

• 5+ years of experience in compliance and financial crime within a regulated financial services firm.
• Solid operational knowledge and business acumen to support Revolut's growth strategy.
• In-depth knowledge of systems and controls.

Responsibilities

• Ensure compliance with AML/CTF standards and mitigate risks.
• Manage the 1LoD FinCrime Operations team.
• Report operational irregularities and ensure compliance.

Skills

Team management skills

Fluency in English

Problem-solving skills

Education

Bachelor's degree

Master's degree or professional qualification (ICA or ACAMS)

Job description

About Revolut

People deserve more from their money. More visibility, more control, and more freedom. Since 2015, Revolut has been on a mission to deliver just that. Our powerhouse of products — including spending, saving, investing, exchanging, travelling, and more — help our 75+ million customers get more from their money every day.

About The Role

Financial Crime Operations is at the forefront of Revolut’s efforts to keep customers and their money safe. Team members work directly with customers to resolve issues and flag potential concerns. Using cutting‑edge technology and sharp attention to detail, they help prevent financial crime and keep trust at the core of Revolut.

We’re looking for a Head of Financial Crime Operations to lead and manage the 1LoD FinCrime function for Revolut Bank UAB and its branches. You’ll be identifying financial crime threats, putting effective processes in place to mitigate them, and ensuring operational compliance across Europe.

Up to shape what’s next in finance? Let’s get in touch.

What You’ll Be Doing

• Ensuring Revolut Bank UAB adequately implements mitigants to the risk of legal and procedural non‑compliance, including fraud, AML/CTF, and sanctions
• Identifying and implementing preventative tools and measures to manage financial crime, operational, and outsourcing risks
• Managing the 1LoD FinCrime Operations team, and ensuring staff possess the necessary expertise, skills, and knowledge
• Advising the COO, Head of Financial Crime Compliance, Chief Compliance Officer, and Board on operations frameworks
• Supervising corrections of operational irregularities, and reporting progress to management
• Investigating instances of operational and outsourcing issues within the FinCrime department, and taking immediate action to ensure compliance
• Consulting on risks relating to new products, processes, services, and business decisions impacting EEA operations
• Developing and maintaining FinCrime operations control frameworks and risk assessment frameworks in line with EBA guidelines
• Ensuring AML/CTF standards for customer lifecycle (onboarding, behavioural monitoring, and reporting) are executed effectively and efficiently
• Supervising outsourced FinCrime activities and service level agreements, ensuring adherence to internal requirements and legislation

What You’ll Need

• A bachelor's degree
• A relevant master's degree or a professional qualification from an internationally recognised body (e.g., ICA or ACAMS)
• 5+ years of experience in compliance and financial crime within a regulated financial services firm
• Team management skills, including the ability to oversee compliance and control activities within a global payment processing environment
• Fluency in English
• Solid operational knowledge and business acumen to support Revolut's growth strategy
• In‑depth knowledge of systems and controls
• Expertise within prudential and financial conduct supervision, as well as the European and Lithuanian legal and regulatory environment
• An understanding of fraud/ML/TF risks for financial institutions
• Problem‑solving and decision‑making skills, with the ability to analyse complex information to identify key issues and drive resolution

Nice to Have

• Experience in identifying, assessing, and managing fraud/ML/TF risks
• Robust legal acumen with the capability to understand and implement legal requirements into internal documentation and technical solution requirements

Building a global financial super app isn’t enough. Our Revoluters are a priority, and that’s why in 2021 we launched our inaugural D&I Framework, designed to help us thrive and grow everyday. We encourage applications from people with diverse backgrounds and experiences to join this multicultural, hard‑working team.