Credit Product Manager (SME Business Lending)

Revolut; España; On-site; PHP 3,685,503 - 4,914,004; Full time

Job summary

Revolut is seeking a Credit Product Manager in Romblon, España, to pioneer the launch of unsecured credit products for SMEs. This role will involve establishing sales channels and enhancing conversion rates. You will lead product development and collaborate closely with technical teams, ensuring top-notch customer experience and compliance. Ideal candidates will have substantial experience in the EU/UK SME lending market and a strong background in product design focusing on user experience. Join us and help redefine business lending!

Qualifications

• Deep knowledge of EU/UK unsecured SME lending markets including segments and competitors.
• Hands-on experience in building products in the SME lending space.
• Solid product design experience with a customer-focused approach.

Responsibilities

• Setting the vision for business lending products to align with Revolut’s goals.
• Producing high-quality business requirements to challenge the status quo.
• Building unsecured business lending products focusing on high UX engagement.
• Defining and prioritising business lending product goals.
• Creating market-leading distribution strategies aiming for high conversion.
• Establishing third-party partnerships.
• Ensuring compliance with regulatory requirements.

Skills

Deep knowledge of EU/UK unsecured SME lending markets

Hands-on experience building products in SME lending

Solid product design experience

UI/UX principle knowledge

Broad knowledge of risk management principles

User research experience

Interpersonal and negotiation skills

Analytical mindset

Data-driven decision making

Leadership and team-building skills

Job description

About Revolut

People deserve more from their money. More visibility, more control, and more freedom. Since 2015, Revolut has been on a mission to deliver just that. Our powerhouse of products — including spending, saving, investing, exchanging, travelling, and more — help our 70+ million customers get more from their money every day.

About The Role

The credit department at Revolut is anything but ordinary. They design, develop, and launch credit products across the globe. The team manages our products from day one to the end — developing the back and front‑end, the data science infrastructure, and then creating a local setup in each country with scalable risk management and portfolio management solutions. It’s a big job, but our people are a credit to us all.

We’re looking for a Credit Product Manager to drive the launch of new unsecured credit products for SME customers, establish new sales channels, improve funnel conversion, and lower the cost of acquisition.

You will also ensure we offer the best product features, support, and service for our business lending products in Europe and the UK. You will own product building and business lending, and collaborate with Technical Product Owners and the Engineering team.

What You’ll Be Doing

• Setting the vision for business lending products, understanding how it connects to Revolut’s goals
• Producing high‑quality business requirements in line with market best practices, looking to disrupt and challenge the status quo
• Building unsecured business lending products while ensuring high UX engagement to deliver world‑class customer experiences, understanding the full lifecycle of a business customer at all times
• Defining, prioritising, and communicating short, mid, and long‑term goals of business lending products
• Creating market‑leading distribution/sales strategies with a high conversion funnel and low cost of acquisition
• Establishing reliable and reputable third‑party partnerships
• Ensuring zero tolerance of any compliance issues or breach of regulatory requirements

What You’ll Need

• Deep knowledge of EU/UK unsecured SME lending markets (segments, competitors, best practices, acquisition channels, etc.)
• Hands‑on experience building products and/or features in the SME lending space in Europe and the UK
• Solid product design experience and a passionate approach to customer experience
• UI/UX principle knowledge with a customer focus, understanding business needs and analysing data and real‑world experiences to prioritise features
• Broad knowledge of risk management principles
• User research experience
• Great interpersonal and negotiation skills to communicate effectively with stakeholders
• A detail‑oriented, analytical mindset
• A track record of making data‑driven decisions whilst building business intuition around the credit product
• The ability to lead a team and build partnerships with other functions
• To be comfortable with and enjoy taking ownership
• A passion for building new processes and challenging the status quo

Diversity and Inclusion

Building a global financial super app isn’t enough. Our Revoluters are a priority, and that’s why we launched our inaugural D&I Framework in 2021. We encourage applications from people with diverse backgrounds and experiences to join this multicultural, hard‑working team.