Enterprise Risk Analyst (Credit Officer - Corporate Banking)

Security Bank Corporation; Makati; On-site; PHP 334,800 - 558,000; Full time

Job summary

Security Bank Corporation is seeking an Enterprise Risk Analyst for the Corporate Banking Group. This role involves evaluating credit risk for corporate clients, developing appropriate credit facilities, and monitoring financial data trends.

The ideal candidate has at least 2 years of experience in credit and financial analysis, a strong knowledge of risk management, and good communication skills. Join us to contribute to the assessment and management of credit risk in a leading banking institution.

Qualifications

• At least 2 years of experience in credit and financial analysis in corporate banking.
• Strong working knowledge in risk management, credit evaluation, and financial analysis.
• Must be analytical and detail-oriented with good communication skills.

Responsibilities

• Ensures the efficient development of credit facilities appropriate for business requirements.
• Prepares credit proposals for potential clients and annual proposals for existing clients.
• Monitors industry trends and conducts stress tests to assess impacts on operations.

Skills

Credit analysis

Risk management

Financial analysis

Detail-oriented

Oral communication

Written communication

Job description

The Enterprise Risk Analyst for the Corporate Banking Group is responsible for identifying and evaluating credit and financial data to determine the degree of risk involved in extending credit to corporate clients. You will be involved in understanding the business cycle of corporate clients. You will provide a recommendation on the appropriate facilities and level of business that the Bank can undertake with the client.

How you’ll contribute

• Ensures the efficient development of the credit facilities appropriate for the business requirements.
• Prepares credit proposals for potential clients and annual credit proposals for existing clients.
• Monitors industry trends and conducts stress tests as needed to determine the effects on the company's operations and financials.

What we’re looking for

• Candidates should have at least 2 years of experience in credit and financial analysis in corporate banking.
• With strong working knowledge in risk management, credit evaluation, and financial analysis.
• Must be analytical and keen on details and with good oral and written communication skills.