Credit Risk Reports & Analytics Officer

Chinabank PH; Makati; On-site; PHP 500,000 - 800,000; Full time

Job summary

Chinabank PH in Makati is seeking a Credit Risk Reports and Analytics Officer to support the bank's risk management through preparation, analysis, and reporting of credit portfolio data. You will identify concentrations, monitor regulatory limits, and assist in stress testing and ICAAP reporting, collaborating with branches and units.

The ideal candidate has a related degree, 2+ years in financial services, strong Excel skills, and proven analytical and communication abilities.

Qualifications

• Graduate of Business, Financial Management, Mathematics, or a related field.
• Minimum 2 years of experience in a financial institution; experience in a credit-related function is an advantage.
• Knowledge of credit processes and credit risk regulations.
• Advanced proficiency in Excel and Microsoft Office applications.
• Strong analytical, reporting, communication, and problem-solving skills.

Responsibilities

• Prepare credit risk reports, portfolio analyses, and presentation materials for management committees.
• Analyze loan portfolio data to identify concentration risks, emerging trends, and potential vulnerabilities.
• Monitor compliance with regulatory and internal credit risk limits and thresholds.
• Prepare reports on related-partner exposures, top borrower groups, and risk rating profiles.
• Conduct regulatory and internal credit risk stress testing exercises.
• Assist in ICAAP-related credit risk reporting and presentation requirements.
• Maintain databases and support analytics automation and digitalization initiatives.
• Coordinate with branches, business units, finance, compliance, and other stakeholders on credit risk data and reporting requirements.

Skills

Strong analytical skills

Strong communication skills

Problem-solving skills

Education

Bachelor's degree in Business/Financial Management/ Mathematics or related field

Tools

Excel

MS Office

Job description

Credit Risk Reports and Analytics Officer

Job Summary

Support the Bank's credit risk management function through the preparation, analysis, and reporting of credit portfolio data. The role is responsible for identifying emerging credit concentrations and portfolio vulnerabilities, monitoring compliance with regulatory and internal credit risk limits, conducting stress testing activities, and preparing management and regulatory reports that support informed risk management and business decisions.

Key Responsibilities

• Prepare credit risk reports, portfolio analyses, and presentation materials for management committees.
• Analyze loan portfolio data to identify concentration risks, emerging trends, and potential vulnerabilities.
• Monitor compliance with regulatory and internal credit risk limits and thresholds.
• Prepare reports on related‑partner exposures, top borrower groups, and risk rating profiles.
• Conduct regulatory and internal credit risk stress testing exercises.
• Assist in ICAAP‑related credit risk reporting and presentation requirements.
• Maintain databases and support analytics automation and digitalization initiatives.
• Coordinate with branches, business units, finance, compliance, and other stakeholders on credit risk data and reporting requirements.

Qualifications

• Graduate of Business, Financial Management, Mathematics, or a related field.
• At least 2 years of experience in a financial institution; experience in a credit‑related function is an advantage.
• Knowledge of credit processes and credit risk regulations.
• Advanced proficiency in Excel and Microsoft Office applications.
• Strong analytical, reporting, communication, and problem‑solving skills