Credit Risk Reports & Analytics Officer

China Bank PH; Philippines; On-site; PHP 700,000 - 1,100,000; Part time

Job summary

China Bank Philippines seeks a Credit Risk Reports and Analytics Officer to support the bank's risk management by analyzing credit portfolio data and preparing comprehensive reports for management and regulators.

The role involves identifying concentrations, monitoring limits, conducting stress testing, and coordinating with branches and units to ensure accurate risk data and timely insights.

Qualifications

• Graduate of Business, Financial Management, Mathematics, or related field.
• At least 2 years of experience in a financial institution; experience in a credit-related function is an advantage.
• Knowledge of credit processes and credit risk regulations.
• Advanced proficiency in Excel and Microsoft Office applications.
• Strong analytical, reporting, communication, and problem-solving skills.

Responsibilities

• Prepare credit risk reports, portfolio analyses, and presentation materials for management committees.
• Analyze loan portfolio data to identify concentration risks, emerging trends, and potential vulnerabilities.
• Monitor compliance with regulatory and internal credit risk limits and thresholds.
• Prepare reports on related-party exposures, top borrower groups, and risk rating profiles.
• Conduct regulatory and internal credit risk stress testing exercises.
• Assist in ICAAP-related credit risk reporting and presentation requirements.
• Maintain databases and support analytics automation and digitalization initiatives.
• Coordinate with branches, business units, finance, compliance, and other stakeholders on credit risk data and reporting requirements.

Skills

Analytical skills

Reporting skills

Communication skills

Problem-solving

Education

Bachelor's degree in Business/Financial Management/Mathematics

Tools

Excel

Microsoft Office

Job description

Credit Risk Reports and Analytics Officer

Job Summary

Support the Bank's credit risk management function through the preparation, analysis, and reporting of credit portfolio data. The role is responsible for identifying emerging credit concentrations and portfolio vulnerabilities, monitoring compliance with regulatory and internal credit risk limits, conducting stress testing activities, and preparing management and regulatory reports that support informed risk management and business decisions.

Key Responsibilities

• Prepare credit risk reports, portfolio analyses, and presentation materials for management committees.
• Analyze loan portfolio data to identify concentration risks, emerging trends, and potential vulnerabilities.
• Monitor compliance with regulatory and internal credit risk limits and thresholds.
• Prepare reports on related-party exposures, top borrower groups, and risk rating profiles.
• Conduct regulatory and internal credit risk stress testing exercises.
• Assist in ICAAP-related credit risk reporting and presentation requirements.
• Maintain databases and support analytics automation and digitalization initiatives.
• Coordinate with branches, business units, finance, compliance, and other stakeholders on credit risk data and reporting requirements.

Qualifications

• Graduate of Business, Financial Management, Mathematics, or a related field.
• At least 2 years of experience in a financial institution; experience in a credit-related function is an advantage.
• Knowledge of credit processes and credit risk regulations.
• Advanced proficiency in Excel and Microsoft Office applications.
• Strong analytical, reporting, communication, and problem-solving skills