Credit Risk Reports & Analytics Officer

China Banking Corporation (CBC); Makati; On-site; PHP 500,000 - 800,000; Full time

Job summary

China Banking Corporation (CBC) invites applications for the Credit Risk Reports and Analytics Officer role in Metro Manila. The candidate will prepare and analyze credit portfolio data, identify concentrations, monitor risk limits, and support ICAAP and regulatory reporting to aid informed risk management and business decisions.

The position requires a degree in business/finance/mathematics and at least 2 years in a financial institution, with strong Excel and analytical skills to drive

Qualifications

• Graduate of Business, Financial Management, Mathematics, or a related field.
• At least 2 years of experience in a financial institution; experience in a credit-related function is an advantage.
• Knowledge of credit processes and credit risk regulations.
• Advanced proficiency in Excel and Microsoft Office applications.
• Strong analytical, reporting, communication, and problem-solving skills.

Responsibilities

• Prepare credit risk reports, portfolio analyses, and presentation materials for management committees.
• Analyze loan portfolio data to identify concentration risks, emerging trends, and potential vulnerabilities.
• Monitor compliance with regulatory and internal credit risk limits and thresholds.
• Prepare reports on related-party exposures, top borrower groups, and risk rating profiles.
• Conduct regulatory and internal credit risk stress testing exercises.
• Assist in ICAAP-related credit risk reporting and presentation requirements.
• Maintain databases and support analytics automation and digitalization initiatives.
• Coordinate with branches, business units, finance, compliance, and other stakeholders on credit risk data and reporting requirements.

Skills

Analytical skills

Reporting

Communication skills

Problem-solving

Excel proficiency

Education

Bachelor’s degree in Business/Financial Management/Mathematics or related field

Tools

Microsoft Office

Excel

Job description

Credit Risk Reports and Analytics Officer

Job Summary

Support the Bank's credit risk management function through the preparation, analysis, and reporting of credit portfolio data. The role is responsible for identifying emerging credit concentrations and portfolio vulnerabilities, monitoring compliance with regulatory and internal credit risk limits, conducting stress testing activities, and preparing management and regulatory reports that support informed risk management and business decisions.

Key Responsibilities

• Prepare credit risk reports, portfolio analyses, and presentation materials for management committees.

• Analyze loan portfolio data to identify concentration risks, emerging trends, and potential vulnerabilities.

• Monitor compliance with regulatory and internal credit risk limits and thresholds.

• Prepare reports on related-party exposures, top borrower groups, and risk rating profiles.

• Conduct regulatory and internal credit risk stress testing exercises.

• Assist in ICAAP-related credit risk reporting and presentation requirements.

• Maintain databases and support analytics automation and digitalization initiatives.

• Coordinate with branches, business units, finance, compliance, and other stakeholders on credit risk data and reporting requirements.

Qualifications

• Graduate of Business, Financial Management, Mathematics, or a related field.

• At least 2 years of experience in a financial institution; experience in a credit-related function is an advantage.

• Knowledge of credit processes and credit risk regulations.

• Advanced proficiency in Excel and Microsoft Office applications.

• Strong analytical, reporting, communication, and problem-solving skills