Deposit Growth Lead - Retail Banking

UnionBank; Cebu City; On-site; PHP 420,000 - 660,000; Full time

Job summary

UnionBank in Cebu, Philippines is seeking a Relationship Manager in Retail Banking to grow deposits and client portfolios through proactive relationship management and sales excellence.

You will acquire new clients, deepen existing relationships, and promote banking products such as deposits, loans, and cards while ensuring compliance with BSP regulations and bank policies. On-site collaboration with branch teams will drive outstanding service and performance.

Qualifications

• Bachelor's degree in Business, Marketing, Finance, or a related field.
• Experience in retail banking, sales, business development, or relationship management.
• Strong communication, negotiation, and customer relationship skills.
• Knowledge of banking products, deposit generation, and cross-selling strategies.
• Results-driven with the ability to meet sales targets.
• Familiarity with BSP regulations, AML/KYC, and banking compliance requirements.

Responsibilities

• Generate new business opportunities and grow deposit accounts (CASA) and funds portfolio.
• Identify, engage, and acquire prospective clients through sales calls and presentations.
• Manage relationships with existing clients and identify cross-selling opportunities.
• Conduct market research and competitor analysis to develop effective sales strategies.
• Evaluate client needs and facilitate referrals for loans, credit cards, bancassurance, and other bank products.
• Coordinate with branch teams to ensure prompt resolution of client concerns.
• Support branch sales initiatives and promote a strong customer service culture.
• Prepare and submit sales activity and client call reports.

Skills

Sales

Relationship management

Cross-selling

Negotiation

Communication

Education

Bachelor's degree in Business/Finance

Job description

UnionBank in Cebu, Philippines is seeking a Relationship Manager in Retail Banking to grow deposits and client portfolios through proactive relationship management and sales excellence.

You will acquire new clients, deepen existing relationships, and promote banking products such as deposits, loans, and cards while ensuring compliance with BSP regulations and bank policies. On-site collaboration with branch teams will drive outstanding service and performance.