Data Scientist - FinTech AI & Credit Risk

Zed; Taguig; On-site; PHP 1,000,000 - 2,000,000; Full time

Job summary

Zed, the first AI-native neobank in the Philippines, is hiring a Data Scientist to shape how data and AI power core financial products. In your first six months, you will own the development of data science and machine learning models that directly impact credit risk, decisioning, and product performance.

You will work closely with Product, Risk, Engineering, and Finance to translate complex business problems into robust, production‑ready data solutions in a fast‑moving startup environment.

Qualifications

• 3+ years of data science, ML, or applied AI experience.
• Experience building ML models from the ground up.
• Bachelor's degree in a quantitative field; advanced degrees are a plus.

Responsibilities

• Build, validate, and iterate on ML models that support core financial use cases such as credit risk, underwriting, and portfolio performance.
• Partner with Product, Risk, Engineering, and Finance to define success metrics and deliver data-driven insights.
• Take end-to-end ownership of data science projects from problem framing to production handoff.

Skills

Python

ML/AI

Data wrangling

SQL

Communication

Education

Bachelor's degree in a quantitative field

Tools

Pandas

Scikit-learn

LLMs

Prompt engineering

Job description

Zed, the first AI-native neobank in the Philippines, is hiring a Data Scientist to shape how data and AI power core financial products. In your first six months, you will own the development of data science and machine learning models that directly impact credit risk, decisioning, and product performance.

You will work closely with Product, Risk, Engineering, and Finance to translate complex business problems into robust, production‑ready data solutions in a fast‑moving startup environment.