Credit Support Specialist IV

JPMorgan Chase & Co.; Manila; On-site; PHP 480,000 - 720,000; Full time

Job summary

JPMorgan Chase & Co. seeks an analytical professional to perform financial statement analysis, data spreading, and processing of loan documents in Manila. You will review complex mortgage and credit agreements, ensure compliance, and coordinate with stakeholders to meet SLAs.

The role requires strong communication, independent decision-making, and proficiency in Excel and MS Access, with a focus on accuracy and timely delivery in a banking environment.

Qualifications

• Strong communication to stakeholders at all levels.
• Ability to manage complex requests with minimal supervision.
• Solid understanding of Financial Statements, Lease and Mortgage documents, and loan-related agreements.
• Proficiency in Excel & MS Access.
• Demonstrates flexibility and accountability.
• Excellent teamwork and collaboration skills.
• Attention to detail and problem solving.
• Client relationship and time management.

Responsibilities

• Analyze Financial Statements and perform spreading per guidelines.
• Process Financial Statements, Appraisal reports, Borrowing Base Certificate, Compliance Certificate, mortgage documents, credit agreements, and extract key data.
• Review loan documents and process transactions per SLA.
• Interpret legal documents related to underwriting and perform due diligence to meet lending criteria.
• Conduct required research within set timelines.
• Interpret data and analyze results using bank systems.
• Follow up on deficient documentation with stakeholders.
• Make informed decisions regarding processed documentation.

Skills

Communication

Independent decision-making

Financial statements understanding

MS Excel

MS Access

Flexibility

Interpersonal skills

Attention to detail

Time management

Education

Bachelor's degree in Commerce/Accounting

Tools

Excel

MS Access

Job description

Job Responsibilities

• Perform analysis of Financial Statements and complete spreading as per the guidelines
• Process Financial Statements, Appraisal reports, Borrowing Base Certificate, Compliance Certificate, Mortgage documents, Credit Agreement and abstract critical data
• Review Loan documents and process transactions as per Service Level Agreement
• Interpret and understand legal documents pertaining to underwriting and perform due diligence to comply with the lending requirements
• Performs required research on the received request within stipulated timelines
• Interpret data, analyze results using bank’s operating systems
• Follows up on deficient documentation with relevant stake-holders
• Makes informed decisions regarding the documentation handled

Required qualifications, skills and capabilities

• Strong verbal & written communication to effectively communicate with various stake-holders and across levels
• Manage the complex requests with minimum supervision and independently make the decisions related to the process
• Good understanding of Financial Statements, Lease Agreement, Mortgage documents, Accounts Receivable reporting, Accounts Payable reporting, Rent Rolls Credit Agreement and other loan documents
• Advanced proficiency in Excel & MS Access
• Demonstrate the attributes of flexibility and accountability
• Excellent interpersonal skills to work effectively in team environment
• Attention to detail and problem solving skills
• Client relationship and time management

Preferred qualifications, skills and capabilities

• 2+ years of work experience, preferably in Banking/Mortgage/Financial Analysis and Loan Operations
• Bachelor’s degree in Commerce/Accounting preferred

TENURE

Must meet minimum employment tenure requirement. Specific roles require longer tenure in current position to be eligible to apply. Unless established for specific positions by the line of business, the standard tenure requirement is 12 months.

Performance

Meets satisfactory performance standards as defined by the firm

By submitting an application and/or joining the interview, you affirm to meet the Internal Mobility Eligibility Requirements as stated in the Applying forInternalPositions Firmwide Standard. You are expected to provide true and accurate information to the Company during the recruitment and application process. Knowingly giving false or misleading information shall be subjected to the imposition of appropriate corrective action, following the firm’s HR Policies and Guidelines.