Credit Support Specialist IV

Fairygodboss; Taguig; On-site; PHP 500,000 - 800,000; Full time

Job summary

JPMorganChase in the Philippines is seeking a Credit Support Specialist IV to join our growing Commercial & Investment Bank team in Taguig. You will analyze and spread financial statements for our banking clients and support lending operations.

You will handle documentation, appraisal reports, and related loan materials, interpret legal contracts, and collaborate with stakeholders to meet SLAs and timelines.

Qualifications

• Strong verbal & written communication with stakeholders across levels.
• Manage complex requests with minimal supervision and make decisions independently.
• Good understanding of Financial Statements, Lease Agreements, Mortgage documents, Accounts Receivable/Payable, and loan documents.
• Advanced proficiency in Excel & MS Access.

Responsibilities

• Analyze and spread financial statements as per guidelines.
• Process financial statements, appraisal reports, borrowing base certificates, compliance certificates, mortgage documents, and related data.
• Review loan documents and process transactions per SLA.
• Interpret legal documents for underwriting and due diligence to ensure lending requirements are met.
• Perform required research on requests within stipulated timelines.
• Interpret data and analyze results using bank operating systems.
• Follow up on deficient documentation with stakeholders.
• Make informed decisions regarding the documentation handled.

Skills

Verbal communication

Written communication

Independent decision making

Financial statement analysis

Excel

MS Access

Attention to detail

Teamwork

Time management

Stakeholder management

Education

Bachelor's degree in Commerce/Accounting

Tools

MS Excel

MS Access

Job description

Are you looking for an exciting opportunity to join a dynamic and growing team in a fast paced and challenging area?

As the Credit Support Specialist IV in a dynamic and growing team in a fast paced and challenging area, you are responsible for analyzing and spreading the financial statements of the Commercial and Investment Bank clients.

Job Responsibilities

• Perform analysis of Financial Statements and complete spreading as per the guidelines
• Process Financial Statements, Appraisal reports, Borrowing Base Certificate, Compliance Certificate, Mortgage documents, Credit Agreement and abstract critical data
• Review Loan documents and process transactions as per Service Level Agreement
• Interpret and understand legal documents pertaining to underwriting and perform due diligence to comply with the lending requirements
• Performs required research on the received request within stipulated timelines
• Interpret data, analyze results using bank's operating systems
• Follows up on deficient documentation with relevant stake-holders
• Makes informed decisions regarding the documentation handled

Required qualifications, skills and capabilities

• Strong verbal & written communication to effectively communicate with various stake-holders and across levels
• Manage the complex requests with minimum supervision and independently make the decisions related to the process
• Good understanding of Financial Statements, Lease Agreement, Mortgage documents, Accounts Receivable reporting, Accounts Payable reporting, Rent Rolls Credit Agreement and other loan documents
• Advanced proficiency in Excel & MS Access
• Demonstrate the attributes of flexibility and accountability
• Excellent interpersonal skills to work effectively in team environment
• Attention to detail and problem solving skills
• Client relationship and time management

Preferred qualifications, skills and capabilities

• 2+ years of work experience, preferably in Banking/Mortgage/Financial Analysis and Loan Operations
• Bachelor's degree in Commerce/Accounting preferred

ABOUT US

JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

ABOUT THE TEAM

J.P. Morgan's Commercial & Investment Bank is a global leader across banking, markets, securities services and payments. Corporations, governments and institutions throughout the world entrust us with their business in more than 100 countries. The Commercial & Investment Bank provides strategic advice, raises capital, manages risk and extends liquidity in markets around the world.